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  <title>Howcast - VideoCreditScore's favorites</title>
  <count>15</count>
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    <video>
      <category-id>48</category-id>
      <id>31305</id>
      <title>What's a Beacon Score?</title>
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      <views>19</views>
      <created-at>Sun, 07 Sep 2008 17:42:59 -0700</created-at>
      <rating>1</rating>
      <username>VideoCreditScore</username>
      <description>
        <![CDATA[http://www.videocreditscore.com/whats-a-beacon-score/ - What's a beacon score?]]>
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      </embed>
      <duration>87</duration>
      <filename>http://media.howcast.com/system/videos/1/05/13/03/31305.flv</filename>
      <tags>beacon score</tags>
      <category-hierarchy>
        <category id="30">Business &amp; Finance</category>
        <category parent_id="30" id="47">Personal Finance</category>
        <category parent_id="47" id="48">General Personal Finance</category>
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    <video>
      <category-id>52</category-id>
      <id>9948</id>
      <title>Are Rewards Credit Cards Rewarding?</title>
      <type nil="true"></type>
      <views>55</views>
      <created-at>Sat, 24 May 2008 15:26:10 -0700</created-at>
      <rating>1</rating>
      <username>VideoCreditScore</username>
      <description>
        <![CDATA[http://www.videocreditscore.com - Are rewards credit cards rewarding? - This Q&A looks at the credit card rebates and  determines when they are worth it, and when they are not.]]>
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      </embed>
      <duration>118</duration>
      <filename>http://media.howcast.com/system/videos/1/48/99/9948.flv</filename>
      <tags>credit card rewards</tags>
      <category-hierarchy>
        <category id="30">Business &amp; Finance</category>
        <category parent_id="30" id="47">Personal Finance</category>
        <category parent_id="47" id="52">Credit Cards</category>
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    <video>
      <category-id>52</category-id>
      <id>9925</id>
      <title>How To Set Up Auto-Pay For Credit Cards</title>
      <type nil="true"></type>
      <views>106</views>
      <created-at>Sat, 24 May 2008 10:09:47 -0700</created-at>
      <rating>1</rating>
      <username>VideoCreditScore</username>
      <description>
        <![CDATA[http://www.videocreditscore.com - auto-pay credit cards - This video Q&A shows how easy it is to set up direct debit or autopay for credit cards]]>
      </description>
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      </embed>
      <duration>80</duration>
      <filename>http://media.howcast.com/system/videos/6/25/99/9925.flv</filename>
      <tags>auto-pay credit cards direct debit</tags>
      <category-hierarchy>
        <category id="30">Business &amp; Finance</category>
        <category parent_id="30" id="47">Personal Finance</category>
        <category parent_id="47" id="52">Credit Cards</category>
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      <permalink>http://www.howcast.com/videos/9925-How-To-Set-Up-AutoPay-For-Credit-Cards</permalink>
    </video>
    <video>
      <category-id>52</category-id>
      <id>6276</id>
      <title>Joint User Vs Authorized User Credit Cards</title>
      <type nil="true"></type>
      <views>105</views>
      <created-at>Sun, 04 May 2008 16:35:55 -0700</created-at>
      <rating>1</rating>
      <username>VideoCreditScore</username>
      <description>
        <![CDATA[http://www.videocreditscore.com - Joint user vs authorized user credit cards - This video Q&A describes the differences between these two account types]]>
      </description>
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      <duration>80</duration>
      <filename>http://media.howcast.com/system/videos/4/76/62/6276.flv</filename>
      <tags>joint user authorized credit cards</tags>
      <category-hierarchy>
        <category id="30">Business &amp; Finance</category>
        <category parent_id="30" id="47">Personal Finance</category>
        <category parent_id="47" id="52">Credit Cards</category>
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    <video>
      <category-id>48</category-id>
      <id>6270</id>
      <title>Does My Score Get Impacted Thru Credit Card Use?</title>
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      <views>31</views>
      <created-at>Sun, 04 May 2008 15:47:34 -0700</created-at>
      <rating>1</rating>
      <username>VideoCreditScore</username>
      <description>
        <![CDATA[http://www.videocreditscore.com - Credit score and credit card usage - Your score isn't impacted by usage exactly.  i.e. 100 transactions in a month can have the same impact as 10 transactions because its the balance size that matters]]>
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      </embed>
      <duration>48</duration>
      <filename>http://media.howcast.com/system/videos/5/70/62/6270.flv</filename>
      <tags>credit card score impact</tags>
      <category-hierarchy>
        <category id="30">Business &amp; Finance</category>
        <category parent_id="30" id="47">Personal Finance</category>
        <category parent_id="47" id="48">General Personal Finance</category>
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    <video>
      <category-id>48</category-id>
      <id>6261</id>
      <title>Credit Score Scale</title>
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      <views>21</views>
      <created-at>Sun, 04 May 2008 14:27:51 -0700</created-at>
      <rating>1</rating>
      <username>VideoCreditScore</username>
      <description>
        <![CDATA[http://www.videocreditscore.com - Credit Score Scale - This video Q&A addresses the various credit score scales for the various credit score models including the FICO score]]>
      </description>
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      </embed>
      <duration>58</duration>
      <filename>http://media.howcast.com/system/videos/3/61/62/6261.flv</filename>
      <tags>credit score scale fico</tags>
      <category-hierarchy>
        <category id="30">Business &amp; Finance</category>
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        <category parent_id="47" id="48">General Personal Finance</category>
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    <video>
      <category-id>53</category-id>
      <id>6260</id>
      <title>What Is a Collection Agency ?</title>
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      <views>46</views>
      <created-at>Sun, 04 May 2008 14:25:46 -0700</created-at>
      <rating>1</rating>
      <username>VideoCreditScore</username>
      <description>
        <![CDATA[http://www.videocreditscore.com - collection agency - This video Q&A addresses the definition of a credit collection agency and how they work with credit card companies.]]>
      </description>
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      </embed>
      <duration>57</duration>
      <filename>http://media.howcast.com/system/videos/2/60/62/6260.flv</filename>
      <tags>collection agency credit</tags>
      <category-hierarchy>
        <category id="30">Business &amp; Finance</category>
        <category parent_id="30" id="47">Personal Finance</category>
        <category parent_id="47" id="53">Debt</category>
      </category-hierarchy>
      <comment-count>0</comment-count>
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      <permalink>http://www.howcast.com/videos/6260-What-Is-a-Collection-Agency-</permalink>
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    <video>
      <category-id>48</category-id>
      <id>6120</id>
      <title>Credit Score Definition 101 - Lesson #1</title>
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      <views>85</views>
      <created-at>Sat, 03 May 2008 16:10:52 -0700</created-at>
      <rating>1</rating>
      <username>VideoCreditScore</username>
      <description>
        <![CDATA[http://www.videocreditscore.com - Credit Score Definition 101 - This lesson walks through the basics of credit scoring and gives an overview of terms and definitions for credit score, credit reports and credit bureaus]]>
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      </embed>
      <duration>199</duration>
      <filename>http://media.howcast.com/system/videos/2/20/61/6120.flv</filename>
      <tags>credit score definition basics 101 lesson</tags>
      <category-hierarchy>
        <category id="30">Business &amp; Finance</category>
        <category parent_id="30" id="47">Personal Finance</category>
        <category parent_id="47" id="48">General Personal Finance</category>
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    <video>
      <category-id>48</category-id>
      <id>6106</id>
      <title>What Is a Good Credit Score?</title>
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      <views>40</views>
      <created-at>Sat, 03 May 2008 15:18:50 -0700</created-at>
      <rating>1</rating>
      <username>VideoCreditScore</username>
      <description>
        <![CDATA[http://www.videocreditscore.com - what is a good credit score?  This Q&A discusses what an excellent FICO score looks like today]]>
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      </embed>
      <duration>58</duration>
      <filename>http://media.howcast.com/system/videos/2/06/61/6106.flv</filename>
      <tags>what is good credit score?</tags>
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        <category parent_id="30" id="47">Personal Finance</category>
        <category parent_id="47" id="48">General Personal Finance</category>
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    <video>
      <category-id>52</category-id>
      <id>6002</id>
      <title>Due Dates and Closing Dates: the Difference</title>
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      <views>32</views>
      <created-at>Fri, 02 May 2008 16:32:45 -0700</created-at>
      <rating>1</rating>
      <username>VideoCreditScore</username>
      <description>
        <![CDATA[http://www.videocreditscore.com - What's the difference between due dates and closing dates on credit cards.]]>
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      <duration>58</duration>
      <filename>http://media.howcast.com/system/videos/3/02/60/6002.flv</filename>
      <tags>credit card due date, closing dates</tags>
      <category-hierarchy>
        <category id="30">Business &amp; Finance</category>
        <category parent_id="30" id="47">Personal Finance</category>
        <category parent_id="47" id="52">Credit Cards</category>
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      <comment-count>0</comment-count>
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    <video>
      <category-id>48</category-id>
      <id>5969</id>
      <title>FICO Scores Vs. Non-FICO Scores</title>
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      <views>33</views>
      <created-at>Fri, 02 May 2008 12:57:23 -0700</created-at>
      <rating>1</rating>
      <username>VideoCreditScore</username>
      <description>
        <![CDATA[http://www.VideoCreditScore.com - what's the difference between the FICO Score and the non-FICO credit scores.]]>
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      </embed>
      <duration>59</duration>
      <filename>http://media.howcast.com/system/videos/5/69/59/5969.flv</filename>
      <tags>fico score fako scores credit</tags>
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    <video>
      <category-id>48</category-id>
      <id>5968</id>
      <title>Credit Freeze and Fraud Alerts - Lesson #9</title>
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      <views>14</views>
      <created-at>Fri, 02 May 2008 12:49:50 -0700</created-at>
      <rating>1</rating>
      <username>VideoCreditScore</username>
      <description>
        <![CDATA[http://www.VideoCreditScore.com - Credit Freeze and Fraud Alert Lesson offers an overview of when to use a 90-day alert, a 7-year alert or a credit or security freeze]]>
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      <duration>289</duration>
      <filename>http://media.howcast.com/system/videos/4/68/59/5968.flv</filename>
      <tags>credit freeze, 90 day alert, 7 year alert, security freeze</tags>
      <category-hierarchy>
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    <video>
      <category-id>48</category-id>
      <id>5803</id>
      <title>Credit Freeze and Fraud Alerts - Lesson #9</title>
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      <views>32</views>
      <created-at>Thu, 01 May 2008 14:45:42 -0700</created-at>
      <rating>1</rating>
      <username>VideoCreditScore</username>
      <description>
        <![CDATA[http://www.VideoCreditScore.com - Credit Freeze and Fraud Alert Lesson offers an overview of when to use a 90-day alert, a 7-year alert or a credit or security freeze]]>
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      <duration>289</duration>
      <filename>http://media.howcast.com/system/videos/0/03/58/5803.flv</filename>
      <tags>credit freeze, 90 day alert, 7 year alert, security freeze</tags>
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        <category parent_id="30" id="47">Personal Finance</category>
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    <video>
      <category-id>48</category-id>
      <id>5647</id>
      <title>What's NOT in a Credit Score Calculation</title>
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      <views>75</views>
      <created-at>Wed, 30 Apr 2008 18:07:26 -0700</created-at>
      <rating>1</rating>
      <username>VideoCreditScore</username>
      <description>
        <![CDATA[http://www.videocreditscore.com - This short Q&A addresses what's not in your credit score.  Race, income, gender, age all do not input into your score.  Even rental agreements do not factor in. ]]>
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