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  <title>Howcast - moneytalks's favorites</title>
  <count>196</count>
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      <id>66561</id>
      <title>Elective Surgery Loans</title>
      <type>YoutubeGuide</type>
      <views>44</views>
      <created-at>Wed, 29 Oct 2008 17:50:14 -0700</created-at>
      <rating>1</rating>
      <username>moneytalks</username>
      <description>
        <![CDATA[You'd like to get some expensive elective surgery, but you don't really have the money... and there's no insurance. What do you do?]]>
      </description>
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      <duration>85</duration>
      <tags>credit, elective, finance, health, insurance, loan, medicine, money, news, personal, save, surgery, talks</tags>
      <youtube-id>piLGlVkPTSE</youtube-id>
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        <category id="30">Business &amp; Finance</category>
        <category parent_id="30" id="66">Investing</category>
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    <video>
      <category-id>67</category-id>
      <id>66560</id>
      <title>Daredevil's Life Insurance</title>
      <type>YoutubeGuide</type>
      <views>45</views>
      <created-at>Wed, 29 Oct 2008 17:50:13 -0700</created-at>
      <rating>1</rating>
      <username>moneytalks</username>
      <description>
        <![CDATA[Extreme sports, from flying helicopters to bungee-jumping, may seem like fun, but the fun could stop when it's time to buy insurance. Because extreme sports could lead to extremely high prices. Money reporter Stacy Johnson explains.]]>
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      <duration>86</duration>
      <tags>daredevil, extreme, insurance, life, news, sports</tags>
      <youtube-id>Dsl200rvxNs</youtube-id>
      <category-hierarchy>
        <category id="30">Business &amp; Finance</category>
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    <video>
      <category-id>67</category-id>
      <id>66559</id>
      <title>5 Dollar Store Deals</title>
      <type>YoutubeGuide</type>
      <views>128</views>
      <created-at>Wed, 29 Oct 2008 17:50:11 -0700</created-at>
      <rating>2</rating>
      <username>moneytalks</username>
      <description>
        <![CDATA[A dollar certainly doesn't buy what it used to. But it can still fetch you a bargain or two.]]>
      </description>
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      <duration>93</duration>
      <tags>bargains, deals, dollar, easy, money, saving, store, Tips</tags>
      <youtube-id>brYwQvH6cV4</youtube-id>
      <category-hierarchy>
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    <video>
      <category-id>67</category-id>
      <id>66558</id>
      <title>Tax Breaks For Students</title>
      <type>YoutubeGuide</type>
      <views>22</views>
      <created-at>Wed, 29 Oct 2008 17:50:10 -0700</created-at>
      <rating>1</rating>
      <username>moneytalks</username>
      <description>
        <![CDATA[Life on campus can be taxing. But it doesn't have to be taxing for those paying the bills. Can you deduct your student's expenses? Let's find out.]]>
      </description>
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      </embed>
      <duration>97</duration>
      <tags>college, loan, money, student, tax</tags>
      <youtube-id>nQ_UE-Uzszc</youtube-id>
      <category-hierarchy>
        <category id="30">Business &amp; Finance</category>
        <category parent_id="30" id="66">Investing</category>
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    <video>
      <category-id>67</category-id>
      <id>66557</id>
      <title>Bountyhunting Tax Cheaters</title>
      <type>YoutubeGuide</type>
      <views>30</views>
      <created-at>Wed, 29 Oct 2008 17:50:09 -0700</created-at>
      <rating>1</rating>
      <username>moneytalks</username>
      <description>
        <![CDATA[Every year, the IRS pays out millions of dollars in rewards to informants who turn in tax cheats. But the rules have changed. So if you want to become a bounty hunter for the IRS, listen to these tips from money reporter Stacy Johnson.]]>
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      <duration>78</duration>
      <tags>bountyhunters, cheating, internal, service, taxes, IRS, Revenue</tags>
      <youtube-id>azcrIEkerNs</youtube-id>
      <category-hierarchy>
        <category id="30">Business &amp; Finance</category>
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    <video>
      <category-id>67</category-id>
      <id>66556</id>
      <title>Spring Break Savings</title>
      <type>YoutubeGuide</type>
      <views>24</views>
      <created-at>Wed, 29 Oct 2008 17:50:07 -0700</created-at>
      <rating>1</rating>
      <username>moneytalks</username>
      <description>
        <![CDATA[The annual pilgrimage of Spring break is beginning. But if you're a student on a budget, maybe you're wondering how to have the most fun for the least money.]]>
      </description>
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      </embed>
      <duration>96</duration>
      <tags>break, money, saving, spring, travel, trip</tags>
      <youtube-id>qLzOKRVfF1s</youtube-id>
      <category-hierarchy>
        <category id="30">Business &amp; Finance</category>
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    <video>
      <category-id>67</category-id>
      <id>66555</id>
      <title>Shopping By Season</title>
      <type>YoutubeGuide</type>
      <views>9</views>
      <created-at>Wed, 29 Oct 2008 17:50:05 -0700</created-at>
      <rating>1</rating>
      <username>moneytalks</username>
      <description>
        <![CDATA[âBuy staw hats in winter.â It means buying things out of season can save you money. As it turns out, for every shopping spree, thereâs a season. Today money reporter Stacy Johnson takes us on a tour of the calendar to see when youâll find the best bargain]]>
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      <duration>90</duration>
      <tags>bargain, money, season, shoppping</tags>
      <youtube-id>2OiYmpjkCv4</youtube-id>
      <category-hierarchy>
        <category id="30">Business &amp; Finance</category>
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      <comment-count>0</comment-count>
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    <video>
      <category-id>67</category-id>
      <id>66554</id>
      <title>Be a Published Author For $13</title>
      <type>YoutubeGuide</type>
      <views>78</views>
      <created-at>Wed, 29 Oct 2008 17:50:03 -0700</created-at>
      <rating>3</rating>
      <username>moneytalks</username>
      <description>
        <![CDATA[If you've ever dreamed of being a published author, a new movement called Public Publishing can make that dream come true for as little as $13.]]>
      </description>
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      </embed>
      <duration>74</duration>
      <tags>author, book, money, news, publish, write</tags>
      <youtube-id>yZqDry6UEIA</youtube-id>
      <category-hierarchy>
        <category id="30">Business &amp; Finance</category>
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      <comment-count>1</comment-count>
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    <video>
      <category-id>67</category-id>
      <id>66553</id>
      <title>Getting Out Of Your Cell Phone Contract</title>
      <type>YoutubeGuide</type>
      <views>55</views>
      <created-at>Wed, 29 Oct 2008 17:50:01 -0700</created-at>
      <rating>1</rating>
      <username>moneytalks</username>
      <description>
        <![CDATA[Most cell phone contracts keep you with a carrier for at least a year. And if you leave early? You lose $200, maybe more. But money reporter Stacy Johnson has the story of a service that will promises to let you get in or out of a contract without the hefty fees.]]>
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      <duration>108</duration>
      <tags>cell, contract, phone, bill, Telephone</tags>
      <youtube-id>ymemS0UPLLg</youtube-id>
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    <video>
      <category-id>67</category-id>
      <id>66552</id>
      <title>Insuring Your College Student: 3 Things To Know</title>
      <type>YoutubeGuide</type>
      <views>16</views>
      <created-at>Wed, 29 Oct 2008 17:50:00 -0700</created-at>
      <rating>1</rating>
      <username>moneytalks</username>
      <description>
        <![CDATA[Three things to know when insuring your student for college.]]>
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      <duration>82</duration>
      <tags>campus, college, health, insurance, news</tags>
      <youtube-id>GCSH_cp7VSc</youtube-id>
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        <category id="30">Business &amp; Finance</category>
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    <video>
      <category-id>67</category-id>
      <id>66551</id>
      <title>Saving Green: Paperwork</title>
      <type>YoutubeGuide</type>
      <views>13</views>
      <created-at>Wed, 29 Oct 2008 17:49:59 -0700</created-at>
      <rating>1</rating>
      <username>moneytalks</username>
      <description>
        <![CDATA[The average American family throws away about a ton of paper every year. So if you can figure out a way to put less paper in your trash, you could figure out a way to put more of it in your wallet.]]>
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      <duration>80</duration>
      <tags>environment, finance, global, green, money, news, paperwork, personal, pollution, save, talks, warming</tags>
      <youtube-id>jEJUWd0D4dA</youtube-id>
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    <video>
      <category-id>397</category-id>
      <id>66550</id>
      <title>Grills Gone Wild</title>
      <type>YoutubeGuide</type>
      <views>15</views>
      <created-at>Wed, 29 Oct 2008 17:49:58 -0700</created-at>
      <rating>1</rating>
      <username>moneytalks</username>
      <description>
        <![CDATA[Everyone's looking for the grill of their dreams, but its important to keep a lid on the prices...]]>
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      <duration>73</duration>
      <tags>bar, consumer, cooking, cookout, dog, finance, food, grill, grilling, hamburger, hot, money, steak</tags>
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        <category id="355">Food &amp; Drink</category>
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    <video>
      <category-id>67</category-id>
      <id>66549</id>
      <title>Now's the Time To Remodel</title>
      <type>YoutubeGuide</type>
      <views>40</views>
      <created-at>Wed, 29 Oct 2008 17:49:57 -0700</created-at>
      <rating>1</rating>
      <username>moneytalks</username>
      <description>
        <![CDATA[Nationwide, home prices are expected to decline this year: Bad news for both builders and home owners. But as with many dark clouds, this one has a silver lining.]]>
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      <duration>89</duration>
      <tags>estate, home, news, real, remodel</tags>
      <youtube-id>p6Pu4or3zw8</youtube-id>
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    <video>
      <category-id>78</category-id>
      <id>66548</id>
      <title>Taxes: Changing Mistakes</title>
      <type>YoutubeGuide</type>
      <views>5</views>
      <created-at>Wed, 29 Oct 2008 17:49:56 -0700</created-at>
      <rating>2</rating>
      <username>moneytalks</username>
      <description>
        <![CDATA[Taxes can be complicated, which means it's easy to make mistakes...mistakes that could have gotten you a bigger refund...or could get you in hot water with the IRS. But just because a mistake is made doesn't mean it can't get corrected. Here's money reporter Stacy Johnson wi]]>
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