113727 184 Careers & Education College Scholarships & Financial Aid Student Loans true Tue, 06 Jan 2009 14:47:04 -0800 /system/videos/5/27/37/11/113727.flv DIY, Instructional, tutorial, Do It Yourself, Tips, Essential Skills, Learn to, school, university, student How To Pay Off Student Loans http://www.howcast.com/videos/113727-How-To-Pay-Off-Student-Loans http://www.howcast.com/videos/113727-How-To-Pay-Off-Student-Loans/edit approved 122 1280 720 <object width="425" height="273" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" id="howcastplayer"><param name="movie" value="http://www.howcast.com/flash/howcast_player.swf?file=113727"></param><param name="allowFullScreen" value="true"></param><param name="allowScriptAccess" value="always"></param><embed src="http://www.howcast.com/flash/howcast_player.swf?file=113727" type="application/x-shockwave-flash" width="425" height="273" allowFullScreen="true" allowScriptAccess="always" ></embed></object> 14 BatSquid_Studios http://img.howcast.com/system/thumbnails/113727/thumbnail_xxlarge_maintained_aspect.gif 1772 false false false 53503 1 24 Step http://img.howcast.com/system/thumbnails/113727/24.jpg Find out interest rate Check out your student loan interest rate. If it’s lower than that of your other debts, like credit card balances, then don’t pay more each month than you have to.

]]> 53504 2 34 Tip If you are earning less than $65,000 ($135 for couples filing jointly) you can deduct up to $2,500 a year in interest.

]]> 53505 3 43 Step http://img.howcast.com/system/thumbnails/113727/43.jpg Extend loan term Consider lowering your monthly payments by extending the loan term. You’ll pay more in the long run, but this will ease your current payments.

]]> 53506 4 52 Step http://img.howcast.com/system/thumbnails/113727/52.jpg Take job w/ Loan Forgiveness Think about taking a job that offers Loan Forgiveness. If you work in the public sector (like education or government) and make your monthly payments, after 10 years the remaining debt is forgiven.

]]> 53507 5 65 Tip Teachers may qualify for a full discharge of their debt if they instruct low-income students; work with disabled children in a public school; or teach a subject that has a shortage of instructors.

]]> 53508 6 76 Step http://img.howcast.com/system/thumbnails/113727/76.jpg Join Peace Corps or AmeriCorps Spend a year in the Peace Corps, or its domestic counterpart, AmeriCorps, and they’ll pay off part of your student loans. Check their websites for details on how long you must commit to be eligible.

]]> 53509 7 88 Tip Sometimes needy communities will strike a trade: they’ll pay off your medical or law school loans if you commit to work for their underserved population.

]]> 53510 8 97 Step http://img.howcast.com/system/thumbnails/113727/97.jpg Join Army National Guard Sign up for the Army National Guard and you may be able to wipe out as much as $10,000 in debt.

]]> 53511 9 105 Step http://img.howcast.com/system/thumbnails/113727/105.jpg Fake your own death If all fails, fake your own death and move to rural China to become a farmer. Even collection agencies have their limits.

]]> 53512 10 114 Fact Sixty-two percent of people over age 35 are still paying off their student loans.

]]> 182 189592 How To Get Started With a College Savings Plan AssignmentGuide 458 Thu, 04 Jun 2009 14:47:55 -0700 7 DimitriL ]]> 150 http://media.howcast.com/system/videos/4/92/95/18/189592.flv school, savings, tuition, room and board, exams, recession, fannie mae, loans, grants, funds Careers & Education College Scholarships & Financial Aid 0 http://img.howcast.com/system/thumbnails/189592/start_college_savings_xxlarge_maintained_aspect.jpg http://www.howcast.com/videos/189592-How-To-Get-Started-With-a-College-Savings-Plan 185 154663 How To Get an Athletic Scholarship AssignmentGuide 654 Mon, 02 Mar 2009 07:47:04 -0800 3 rsansivero ]]> 153 http://media.howcast.com/system/videos/5/63/46/15/154663.flv DIY, Instructional, tutorial, Do It Yourself, Tips, Essential Skills, Learn to, college, school, university Careers & Education College Scholarships & Financial Aid Scholarships 0 http://img.howcast.com/system/thumbnails/154663/Picture_1_xxlarge_maintained_aspect.png http://www.howcast.com/videos/154663-How-To-Get-an-Athletic-Scholarship 96 206365 How To Choose the Right Career AssignmentGuide 1062 Fri, 21 Aug 2009 08:32:59 -0700 6 deathmonkey ]]> 93 http://media.howcast.com/system/videos/4/75/13/23/231375.flv careers, choosing, career, path, job, work, life, picking, right, perfect Careers & Education General Careers 1 http://img.howcast.com/system/thumbnails/206365/Picture_3_xxlarge_maintained_aspect.png http://www.howcast.com/videos/206365-How-To-Choose-the-Right-Career 96 218009 How To Be an Ice Cream Truck Driver AssignmentGuide 776 Wed, 04 Nov 2009 09:03:22 -0800 1 bunnyheadstudios ]]> 123 http://media.howcast.com/system/videos/1/12/28/27/272812.flv careers, becoming, being, selling, icecream, ice, cream, driving, truck, man Careers & Education General Careers 2 http://img.howcast.com/system/thumbnails/218009/BecomeIceCreanTruckDriver_xxlarge_maintained_aspect.png http://www.howcast.com/videos/218009-How-To-Be-an-Ice-Cream-Truck-Driver 96 218087 How To Have a Career As a Sports Agent AssignmentGuide 554 Mon, 14 Sep 2009 15:17:00 -0700 4 crazyp3t3 ]]> 95 http://media.howcast.com/system/videos/4/90/65/23/236590.flv careers, education, becoming, studying, path, sports, agent, football, baseball, jobs Careers & Education General Careers 2 http://img.howcast.com/system/thumbnails/218087/Picture_4_xxlarge_maintained_aspect.png http://www.howcast.com/videos/218087-How-To-Have-a-Career-As-a-Sports-Agent 96 218150 How To Become a Life Coach AssignmentGuide 345 Tue, 29 Sep 2009 12:32:19 -0700 1 CinemaSlam ]]> 85 http://media.howcast.com/system/videos/0/81/69/24/246981.flv coach, life, assistance, mentor, helper, issues, help people, learn lessons Careers & Education General Careers 2 http://img.howcast.com/system/thumbnails/218150/Picture_5_xxlarge_maintained_aspect.png http://www.howcast.com/videos/218150-How-To-Become-a-Life-Coach 97 211198 How To Have a Career As a Fashion Buyer AssignmentGuide 402 Tue, 11 Aug 2009 09:14:10 -0700 1 rachybop ]]> 82 http://media.howcast.com/system/videos/5/92/28/22/222892.flv fashion, buyer, career, job, purchase, clothes, buy, arts, education Careers & Education Arts Careers 1 http://img.howcast.com/system/thumbnails/211198/Picture_8_xxlarge_maintained_aspect.png http://www.howcast.com/videos/211198-How-To-Have-a-Career-As-a-Fashion-Buyer 97 218141 How To Become a Fashion Photographer AssignmentGuide 694 Tue, 08 Sep 2009 11:32:20 -0700 4 Bwsab ]]> 91 http://media.howcast.com/system/videos/1/45/58/23/235845.flv careers, arts, jobs, becoming, fashion, photographer, photography, photos, work, style Careers & Education Arts Careers 3 http://img.howcast.com/system/thumbnails/218141/Picture_4_xxlarge_maintained_aspect.png http://www.howcast.com/videos/218141-How-To-Become-a-Fashion-Photographer 97 218187 How To Become an Arts Photographer AssignmentGuide 201 Wed, 04 Nov 2009 09:17:39 -0800 0 ben_simms ]]> 65 http://media.howcast.com/system/videos/5/58/28/27/272858.flv photographer, arts, arts photographer become, art, photo, photos, pictures, picture, career, job Careers & Education Arts Careers 2 http://img.howcast.com/system/thumbnails/218187/BecomeArtsPhotographer_xxlarge_maintained_aspect.png http://www.howcast.com/videos/218187-How-To-Become-an-Arts-Photographer 97 218270 How To Have a Career in Interior Design AssignmentGuide 472 Thu, 27 Aug 2009 09:03:34 -0700 3 crazyp3t3 ]]> 56 http://media.howcast.com/system/videos/6/75/28/23/232875.flv interior design, interior, design, career, job, art, arts, arts careers Careers & Education Arts Careers 0 http://img.howcast.com/system/thumbnails/218270/Picture_3_xxlarge_maintained_aspect.png http://www.howcast.com/videos/218270-How-To-Have-a-Career-in-Interior-Design 120 239398 How To Become a Tabloid Reporter AssignmentGuide 250 Wed, 14 Oct 2009 12:17:28 -0700 0 ssproductions ]]> 135 http://media.howcast.com/system/videos/6/18/40/26/264018.flv tabloid,journalists,careers,jobs,working,becoming,finding,reporters,journalism Careers & Education Media & Publishing Careers Film Careers 2 http://img.howcast.com/system/thumbnails/239398/tabloid_xxlarge_maintained_aspect.png http://www.howcast.com/videos/239398-How-To-Become-a-Tabloid-Reporter 121 241530 How To Become a News Photographer AssignmentGuide 138 Tue, 03 Nov 2009 11:32:26 -0800 1 CinemaSlam ]]> 85 http://media.howcast.com/system/videos/5/12/09/27/270912.flv photographer,news,media,pictures,stories,newspapers,journalism,magazines,career,portfolio,press,publishing,television,photojournalism Careers & Education Media & Publishing Careers Newspaper & Magazine Careers 1 http://img.howcast.com/system/thumbnails/241530/BecomeNewsPhotographer_xxlarge_maintained_aspect.png http://www.howcast.com/videos/241530-How-To-Become-a-News-Photographer 126 218321 How To Choose a Dentist AssignmentGuide 295 Wed, 14 Oct 2009 12:06:15 -0700 0 Saysa ]]> 75 http://media.howcast.com/system/videos/1/64/39/26/263964.flv dentist, choose, medicine, health, dental, careers, career, teeth, tooth, clean Careers & Education Medicine & Health Careers Dental Careers 1 http://img.howcast.com/system/thumbnails/218321/dentist_xxlarge_maintained_aspect.png http://www.howcast.com/videos/218321-How-To-Choose-a-Dentist 137 212464 How To Have a Career As a Hollywood Agent AssignmentGuide 224 Mon, 10 Aug 2009 09:04:02 -0700 2 rachybop ]]> 82 http://media.howcast.com/system/videos/5/32/37/22/223732.flv careers, performing, arts, becoming, hollywood, agent, school, studying, path, job Careers & Education Performing Arts Careers General Performing Arts Careers 0 http://img.howcast.com/system/thumbnails/212464/Picture_10_xxlarge_maintained_aspect.png http://www.howcast.com/videos/212464-How-To-Have-a-Career-As-a-Hollywood-Agent