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      <category id="30">Business &amp; Finance</category>
      <category parent_id="30" id="37">Management &amp; Business Skills</category>
      <category parent_id="37" id="40">Hiring &amp; Firing</category>
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    <easy-steps>true</easy-steps>
    <created-at>Thu, 26 Feb 2009 04:05:12 -0800</created-at>
    <filename>/system/videos/5/57/14/15/151457.flv</filename>
    <tags>DIY, Instructional, tutorial, Do It Yourself, Tips, Essential Skills, Learn to, business, work, workplace</tags>
    <title>How To Deal With Being Laid Off</title>
    <description>
      <![CDATA[It happens to the best of us: you're called into someone's office and told — surprise! — today is your last day. That's why everyone should have a plan. ]]>
    </description>
    <permalink>http://www.howcast.com/videos/151457-How-To-Deal-With-Being-Laid-Off</permalink>
    <edit-url>http://www.howcast.com/videos/151457-How-To-Deal-With-Being-Laid-Off/edit</edit-url>
    <state>approved</state>
    <duration>156</duration>
    <width>640</width>
    <height>360</height>
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    <rating>16</rating>
    <username>mr_stewart</username>
    <thumbnail-url>http://img.howcast.com/system/thumbnails/151457/deal_being_laid_off_640x360_nobug_h264_xxlarge_maintained_aspect.jpg</thumbnail-url>
    <views>1813</views>
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    <ingredients>
      <ingredient>
        <![CDATA[Negotiating skills]]>
      </ingredient>
      <ingredient>
        <![CDATA[Your employee file]]>
      </ingredient>
      <ingredient>
        <![CDATA[Health insurance options]]>
      </ingredient>
      <ingredient>
        <![CDATA[Business cards]]>
      </ingredient>
      <ingredient>
        <![CDATA[Networking sites]]>
      </ingredient>
      <ingredient>
        <![CDATA[Some rest and relaxation]]>
      </ingredient>
      <ingredient>
        <![CDATA[A short vacation (optional)]]>
      </ingredient>
    </ingredients>
    <markers>
      <marker>
        <id>59980</id>
        <position>1</position>
        <timemarker>25</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/151457/25.jpg</thumbnail-url>
        <title>Don&#8217;t beat yourself up</title>
        <textile-text>
          <![CDATA[Don’t beat yourself up. Being laid off often has nothing to do with you or your job performance.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Don’t beat yourself up. Being laid off often has nothing to do with you or your job performance.</p>]]>
        </text>
      </marker>
      <marker>
        <id>59981</id>
        <position>2</position>
        <timemarker>31</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/151457/31.jpg</thumbnail-url>
        <title>Negotiate a severance package</title>
        <textile-text>
          <![CDATA[No one is legally entitled to severance, but you may have some leverage if your layoff wasn’t random. Say you want to “explore your options” before you sign off on anything.]]>
        </textile-text>
        <text>
          <![CDATA[<p>No one is legally entitled to severance, but you may have some leverage if your layoff wasn’t random. Say you want to “explore your options” before you sign off on anything.</p>]]>
        </text>
      </marker>
      <marker>
        <id>59982</id>
        <position>3</position>
        <timemarker>40</timemarker>
        <type>Tip</type>
        <thumbnail-url></thumbnail-url>
        <title></title>
        <textile-text>
          <![CDATA[Per federal anti-age discrimination laws, workers age 40 and older have 21 days to review their severance package, 45 days if they were part of a massive layoff, and seven days to change their mind after signing a waiver.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Per federal anti-age discrimination laws, workers age 40 and older have 21 days to review their severance package, 45 days if they were part of a massive layoff, and seven days to change their mind after signing a waiver.</p>]]>
        </text>
      </marker>
      <marker>
        <id>59983</id>
        <position>4</position>
        <timemarker>53</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/151457/53.jpg</thumbnail-url>
        <title>Examine your employee file</title>
        <textile-text>
          <![CDATA[Request your employee file. It’s yours legally, and it may help you figure out what you can do better at the next job or if there is anything suspicious or discriminatory about your layoff.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Request your employee file. It’s yours legally, and it may help you figure out what you can do better at the next job or if there is anything suspicious or discriminatory about your layoff.</p>]]>
        </text>
      </marker>
      <marker>
        <id>59984</id>
        <position>5</position>
        <timemarker>63</timemarker>
        <type>Tip</type>
        <thumbnail-url></thumbnail-url>
        <title></title>
        <textile-text>
          <![CDATA[Remain polite. If you keep your composure, there’s always the chance you could be asked back.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Remain polite. If you keep your composure, there’s always the chance you could be asked back.</p>]]>
        </text>
      </marker>
      <marker>
        <id>59985</id>
        <position>6</position>
        <timemarker>69</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/151457/69.jpg</thumbnail-url>
        <title>Expect to be escorted out</title>
        <textile-text>
          <![CDATA[Don’t be shocked if you are escorted off the premises; many companies do this to protect their property. If you are allowed to return to your desk, delete personal data from your computer and download business contacts.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Don’t be shocked if you are escorted off the premises; many companies do this to protect their property. If you are allowed to return to your desk, delete personal data from your computer and download business contacts.</p>]]>
        </text>
      </marker>
      <marker>
        <id>59986</id>
        <position>7</position>
        <timemarker>81</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/151457/81.jpg</thumbnail-url>
        <title>Investigate health insurance</title>
        <textile-text>
          <![CDATA[Research your health insurance options. You may be able to find an individual policy that is cheaper than continuing your company coverage under the government act known as COBRA, which allows you to pay to stay on the company policy for up to 18 months.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Research your health insurance options. You may be able to find an individual policy that is cheaper than continuing your company coverage under the government act known as <span class="caps">COBRA</span>, which allows you to pay to stay on the company policy for up to 18 months.</p>]]>
        </text>
      </marker>
      <marker>
        <id>59987</id>
        <position>8</position>
        <timemarker>95</timemarker>
        <type>Tip</type>
        <thumbnail-url></thumbnail-url>
        <title></title>
        <textile-text>
          <![CDATA[If you have company-paid benefits that last until the end of the month, make medical and dental appointments immediately so you can get check-ups and/or necessary procedures done under the wire.]]>
        </textile-text>
        <text>
          <![CDATA[<p>If you have company-paid benefits that last until the end of the month, make medical and dental appointments immediately so you can get check-ups and/or necessary procedures done under the wire.</p>]]>
        </text>
      </marker>
      <marker>
        <id>59988</id>
        <position>9</position>
        <timemarker>104</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/151457/104.jpg</thumbnail-url>
        <title>Sound professional</title>
        <textile-text>
          <![CDATA[Make sure your voicemail greetings are professional. Establish a serious email address if your personal one is weird or cutesy.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Make sure your voicemail greetings are professional. Establish a serious email address if your personal one is weird or cutesy.</p>]]>
        </text>
      </marker>
      <marker>
        <id>59989</id>
        <position>10</position>
        <timemarker>114</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/151457/114.jpg</thumbnail-url>
        <title>Get business cards</title>
        <textile-text>
          <![CDATA[Have a business card made. Experts recommend making your card unique, with a graphic that represents your line of work and perhaps your photo. Use color, texture, and an unusual size or shape to make your card stand out.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Have a business card made. Experts recommend making your card unique, with a graphic that represents your line of work and perhaps your photo. Use color, texture, and an unusual size or shape to make your card stand out.</p>]]>
        </text>
      </marker>
      <marker>
        <id>59990</id>
        <position>11</position>
        <timemarker>126</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/151457/126.jpg</thumbnail-url>
        <title>Network</title>
        <textile-text>
          <![CDATA[Tell everyone you know that you’re looking for a job. Use a professional networking site like LinkedIn, as well as any social networking sites you use, to spread the word. Studies show most people get their resume seen because they know someone.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Tell everyone you know that you’re looking for a job. Use a professional networking site like LinkedIn, as well as any social networking sites you use, to spread the word. Studies show most people get their resume seen because they know someone.</p>]]>
        </text>
      </marker>
      <marker>
        <id>59991</id>
        <position>12</position>
        <timemarker>137</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/151457/137.jpg</thumbnail-url>
        <title>Stay in touch with colleagues</title>
        <textile-text>
          <![CDATA[Send your former coworkers your contact information, especially any who were laid off with you. If one of them gets a new job, they might be able to bring you along.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Send your former coworkers your contact information, especially any who were laid off with you. If one of them gets a new job, they might be able to bring you along.</p>]]>
        </text>
      </marker>
      <marker>
        <id>59992</id>
        <position>13</position>
        <timemarker>146</timemarker>
        <type>Fact</type>
        <thumbnail-url></thumbnail-url>
        <title></title>
        <textile-text>
          <![CDATA[Sixty to 75% of job leads come from a person’s social and professional network.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Sixty to 75% of job leads come from a person’s social and professional network.</p>]]>
        </text>
      </marker>
    </markers>
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          <![CDATA[You know you should save for a rainy day, but how? Here are some easy, low-risk ways to start.  ]]>
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          <![CDATA[Experts recommend having three to six months of living expenses squirreled away for a crisis -- twice that amount in a bad economy! Find the cash for it with these steps. ]]>
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          <![CDATA[Before you hand over your money to an investment adviser, make sure they have your best interests at heart.  ]]>
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          <![CDATA[Check out these relatively painless ways to cut back on your expenses. ]]>
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        <created-at>Thu, 10 Sep 2009 13:03:27 -0700</created-at>
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          <![CDATA[Spread the word: It's easy to reduce energy consumption! By sharing these tips, you'll help friends and family use less energy and save money. ]]>
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          <![CDATA[Putting aside and accumulating money is easier with these strategies. ]]>
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          <![CDATA[They don’t call it minimum wage for nothing ...

How’s a guy supposed to get ahead, breaking his back 24-7, when all it gets you is chicken scratch?

My friend, you need a budget.]]>
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