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Whether you have to move into your car or you want to, there are some bases you need to cover.

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  Step 1

  STEP 1: Furnish your car with blankets (at least one made of wool, for warmth); a couple of pillows; a cooler; a camp stove; and a voltage converter so you can power appliances with your cigarette lighter.

• Tip

  TIP 1: Consider removing the passenger and rear seats for more room.

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  Step 2

  STEP 2: Know where you can park at night. Trucker areas off the interstate are usually safe, as are hospital parking lots. Wal-Mart allows RV’s and cars to park in their lots overnight.

• Tip

  TIP 2: Never park near a school. Someone is sure to call the authorities.

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  Step 3

  STEP 3: Shopping malls, supermarkets, and hospitals are good places to wash up. For a shower, go to a truck stop and ask around for a shower coupon; truckers usually have more than they need and are happy to give some away.

• Tip

  TIP 3: A gym membership will allow you to shower regularly.

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  Step 4

  STEP 4: Buy gas off-hours at stations with convenience stores. When you go to pay, ask if you can use the microwave to nuke a meal, like a baked potato or a frozen entrée.

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  Step 5

  STEP 5: Stock up on foods that are nutritious and don’t require refrigeration, such as peanut butter, beans, and cereals.

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  Step 6

  STEP 6: Stay warm in winter with the help of a hot water bottle; stay cool in summer by parking in the shade and spending the hottest part of the day — noon to two — in someplace air conditioned, like the library or mall.

• Fact

  FACT: Mad Money host Jim Cramer once lived in his car for five months.