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    <category-id>55</category-id>
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      <category id="30">Business &amp; Finance</category>
      <category parent_id="30" id="47">Personal Finance</category>
      <category parent_id="47" id="55">Fast Cash</category>
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    <easy-steps>true</easy-steps>
    <created-at>Mon, 22 Jun 2009 04:05:09 -0700</created-at>
    <filename>/system/videos/0/85/56/19/195685.flv</filename>
    <tags>business, finance, making, money, fast, cash, taking, boarder, room, renting</tags>
    <title>How To Take in a Boarder</title>
    <description>
      <![CDATA[Before you rent a room in your home, be sure to take a few precautions. ]]>
    </description>
    <permalink>http://www.howcast.com/videos/195685-How-To-Take-in-a-Boarder</permalink>
    <edit-url>http://www.howcast.com/videos/195685-How-To-Take-in-a-Boarder/edit</edit-url>
    <state>approved</state>
    <duration>120</duration>
    <width>640</width>
    <height>360</height>
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    <rating>8</rating>
    <username>carlo_scialla</username>
    <thumbnail-url>http://img.howcast.com/system/thumbnails/195685/take_in_boarder_hd_2_xxlarge_maintained_aspect.jpg</thumbnail-url>
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    <ingredients>
      <ingredient>
        <![CDATA[Referrals]]>
      </ingredient>
      <ingredient>
        <![CDATA[A home-sharing service]]>
      </ingredient>
      <ingredient>
        <![CDATA[Due diligence]]>
      </ingredient>
      <ingredient>
        <![CDATA[A signed agreement]]>
      </ingredient>
      <ingredient>
        <![CDATA[Graciousness]]>
      </ingredient>
      <ingredient>
        <![CDATA[A rental license]]>
      </ingredient>
      <ingredient>
        <![CDATA[A background check]]>
      </ingredient>
    </ingredients>
    <markers>
      <marker>
        <id>74691</id>
        <position>1</position>
        <timemarker>21</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/195685/21.jpg</thumbnail-url>
        <title>Make sure it's legal</title>
        <textile-text>
          <![CDATA[Check with your city or county clerk's office to  make sure that taking in roomers is legal in your area. ]]>
        </textile-text>
        <text>
          <![CDATA[<p>Check with your city or county clerk&#8217;s office to  make sure that taking in roomers is legal in your area.</p>]]>
        </text>
      </marker>
      <marker>
        <id>74692</id>
        <position>2</position>
        <timemarker>28</timemarker>
        <type>Tip</type>
        <thumbnail-url></thumbnail-url>
        <title></title>
        <textile-text>
          <![CDATA[The difference between a roomer and a boarder is that the latter's deal used to include meals. Today, the terms are interchangeable. ]]>
        </textile-text>
        <text>
          <![CDATA[<p>The difference between a roomer and a boarder is that the latter&#8217;s deal used to include meals. Today, the terms are interchangeable.</p>]]>
        </text>
      </marker>
      <marker>
        <id>74693</id>
        <position>3</position>
        <timemarker>36</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/195685/36.jpg</thumbnail-url>
        <title>Know the score</title>
        <textile-text>
          <![CDATA[Know what you're getting into. Because a boarder is sharing your home, they are not legally considered a tenant. That means you are not entitled to help in evicting them from either the police or your local housing court. If there's a problem, you'll have to file in civil court to get them legally ejected.  ]]>
        </textile-text>
        <text>
          <![CDATA[<p>Know what you&#8217;re getting into. Because a boarder is sharing your home, they are not legally considered a tenant. That means you are not entitled to help in evicting them from either the police or your local housing court. If there&#8217;s a problem, you&#8217;ll have to file in civil court to get them legally ejected.</p>]]>
        </text>
      </marker>
      <marker>
        <id>74694</id>
        <position>4</position>
        <timemarker>53</timemarker>
        <type>Tip</type>
        <thumbnail-url></thumbnail-url>
        <title></title>
        <textile-text>
          <![CDATA[Having your boarder sign a rental license from the landlord and tenant court may offer you some protection should you need help one day in evicting them. ]]>
        </textile-text>
        <text>
          <![CDATA[<p>Having your boarder sign a rental license from the landlord and tenant court may offer you some protection should you need help one day in evicting them.</p>]]>
        </text>
      </marker>
      <marker>
        <id>74695</id>
        <position>5</position>
        <timemarker>61</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/195685/61.jpg</thumbnail-url>
        <title>Seek referrals</title>
        <textile-text>
          <![CDATA[Contact the National Shared Housing Resource Center to see if your city or state has a nonprofit home-sharing service that will screen boarders for you. If not, ask friends, family, and members of your religious community if they can refer anyone. ]]>
        </textile-text>
        <text>
          <![CDATA[<p>Contact the National Shared Housing Resource Center to see if your city or state has a nonprofit home-sharing service that will screen boarders for you. If not, ask friends, family, and members of your religious community if they can refer anyone.</p>]]>
        </text>
      </marker>
      <marker>
        <id>74696</id>
        <position>6</position>
        <timemarker>77</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/195685/77.jpg</thumbnail-url>
        <title>Compare lifestyles</title>
        <textile-text>
          <![CDATA[When interviewing prospects, compare your lifestyles and expectations. Discuss issues like smoking in the house, entertaining guests, pets, noise curfews, cleaning, and kitchen privileges. ]]>
        </textile-text>
        <text>
          <![CDATA[<p>When interviewing prospects, compare your lifestyles and expectations. Discuss issues like smoking in the house, entertaining guests, pets, noise curfews, cleaning, and kitchen privileges.</p>]]>
        </text>
      </marker>
      <marker>
        <id>74697</id>
        <position>7</position>
        <timemarker>90</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/195685/90.jpg</thumbnail-url>
        <title>Practice due diligence</title>
        <textile-text>
          <![CDATA[Once you've found someone compatible, ask for references. Consider paying for a background check. ]]>
        </textile-text>
        <text>
          <![CDATA[<p>Once you&#8217;ve found someone compatible, ask for references. Consider paying for a background check.</p>]]>
        </text>
      </marker>
      <marker>
        <id>74698</id>
        <position>8</position>
        <timemarker>97</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/195685/97.jpg</thumbnail-url>
        <title>Sign an agreement</title>
        <textile-text>
          <![CDATA[Write out all the house rules you agreed upon, sign the document, and ask them to do the same. ]]>
        </textile-text>
        <text>
          <![CDATA[<p>Write out all the house rules you agreed upon, sign the document, and ask them to do the same.</p>]]>
        </text>
      </marker>
      <marker>
        <id>74699</id>
        <position>9</position>
        <timemarker>104</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/195685/104.jpg</thumbnail-url>
        <title>Be gracious</title>
        <textile-text>
          <![CDATA[Be gracious to your new boarder. While it is still your home, remember that they are paying to live there, so afford them the proper privacy and respect. ]]>
        </textile-text>
        <text>
          <![CDATA[<p>Be gracious to your new boarder. While it is still your home, remember that they are paying to live there, so afford them the proper privacy and respect.</p>]]>
        </text>
      </marker>
      <marker>
        <id>74700</id>
        <position>10</position>
        <timemarker>113</timemarker>
        <type>Fact</type>
        <thumbnail-url></thumbnail-url>
        <title></title>
        <textile-text>
          <![CDATA[Actress Carol Burnett grew up in a boarding house in Hollywood, California.  ]]>
        </textile-text>
        <text>
          <![CDATA[<p>Actress Carol Burnett grew up in a boarding house in Hollywood, California.</p>]]>
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          <![CDATA[Before you hand over your money to an investment adviser, make sure they have your best interests at heart.  ]]>
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        <created-at>Mon, 21 Sep 2009 11:04:09 -0700</created-at>
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          <![CDATA[Check out these relatively painless ways to cut back on your expenses. ]]>
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        <title>How To Help Your Friends and Neighbors Save Money on Energy</title>
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        <created-at>Thu, 10 Sep 2009 13:03:27 -0700</created-at>
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          <![CDATA[Spread the word: It's easy to reduce energy consumption! By sharing these tips, you'll help friends and family use less energy and save money. ]]>
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        <description>
          <![CDATA[Putting aside and accumulating money is easier with these strategies. ]]>
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        <created-at>Mon, 17 Dec 2007 07:00:24 -0800</created-at>
        <rating>42</rating>
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          <![CDATA[They don’t call it minimum wage for nothing ...

How’s a guy supposed to get ahead, breaking his back 24-7, when all it gets you is chicken scratch?

My friend, you need a budget.]]>
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        <title>How To Stop Spending Money For 30 Days</title>
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        <views>301</views>
        <created-at>Fri, 20 Nov 2009 05:29:47 -0800</created-at>
        <rating>2</rating>
        <username>carlo_scialla</username>
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          <![CDATA[Once you see how much you can save when you spend only on needs rather than wants, you may never go back to frivolous shopping. ]]>
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        <title>How To Consolidate Debt</title>
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        <views>1481</views>
        <created-at>Fri, 06 Mar 2009 05:47:51 -0800</created-at>
        <rating>10</rating>
        <username>bencheek</username>
        <description>
          <![CDATA[Combine your debt into one manageable chunk to minimize interest rates. ]]>
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