<?xml version="1.0" encoding="UTF-8"?>
<howcast version="0.1">
  <video>
    <id>204102</id>
    <category-id>42</category-id>
    <category-hierarchy>
      <category id="30">Business &amp; Finance</category>
      <category parent_id="30" id="37">Management &amp; Business Skills</category>
      <category parent_id="37" id="42">Managing Employees</category>
    </category-hierarchy>
    <easy-steps>true</easy-steps>
    <created-at>Wed, 15 Jul 2009 10:33:02 -0700</created-at>
    <filename>/system/videos/3/02/41/20/204102.flv</filename>
    <tags>reference, letter, write, learn, business, business skills, managing, employees, employee</tags>
    <title>How To Write a Letter Of Reference</title>
    <description>
      <![CDATA[Even though you're not applying for the job, your well-written letter of reference will help someone who is.]]>
    </description>
    <permalink>http://www.howcast.com/videos/204102-How-To-Write-a-Letter-Of-Reference</permalink>
    <edit-url>http://www.howcast.com/videos/204102-How-To-Write-a-Letter-Of-Reference/edit</edit-url>
    <state>approved</state>
    <duration>94</duration>
    <width>640</width>
    <height>480</height>
    <embed>&lt;object width="425" height="352" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" id="howcastplayer"&gt;&lt;param name="movie" value="http://www.howcast.com/flash/howcast_player.swf?file=204102"&gt;&lt;/param&gt;&lt;param name="allowFullScreen" value="true"&gt;&lt;/param&gt;&lt;param name="allowScriptAccess" value="always"&gt;&lt;/param&gt;&lt;embed src="http://www.howcast.com/flash/howcast_player.swf?file=204102" type="application/x-shockwave-flash" width="425" height="352" allowFullScreen="true" allowScriptAccess="always" &gt;&lt;/embed&gt;&lt;/object&gt;</embed>
    <rating>5</rating>
    <username>downpourpro</username>
    <thumbnail-url>http://img.howcast.com/system/thumbnails/204102/Picture_3_xxlarge_maintained_aspect.png</thumbnail-url>
    <views>503</views>
    <overlay>
      <titlecard>false</titlecard>
      <steps>false</steps>
      <overlays>false</overlays>
    </overlay>
    <ingredients>
      <ingredient>
        <![CDATA[A resume of the person you're recommending]]>
      </ingredient>
      <ingredient>
        <![CDATA[A job description]]>
      </ingredient>
      <ingredient>
        <![CDATA[Paper]]>
      </ingredient>
      <ingredient>
        <![CDATA[An envelope]]>
      </ingredient>
      <ingredient>
        <![CDATA[A stamp]]>
      </ingredient>
    </ingredients>
    <markers>
      <marker>
        <id>77180</id>
        <position>1</position>
        <timemarker>20</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/204102/20.jpg</thumbnail-url>
        <title>Learn about the applicant and the job</title>
        <textile-text>
          <![CDATA[Ask the person who you will be recommending for a current resume and a copy of the job description.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Ask the person who you will be recommending for a current resume and a copy of the job description.</p>]]>
        </text>
      </marker>
      <marker>
        <id>77181</id>
        <position>2</position>
        <timemarker>26</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/204102/26.jpg</thumbnail-url>
        <title>Think about qualifications</title>
        <textile-text>
          <![CDATA[Read the person's resume, and think about how their qualifications fit the job. ]]>
        </textile-text>
        <text>
          <![CDATA[<p>Read the person&#8217;s resume, and think about how their qualifications fit the job.</p>]]>
        </text>
      </marker>
      <marker>
        <id>77182</id>
        <position>3</position>
        <timemarker>31</timemarker>
        <type>Tip</type>
        <thumbnail-url></thumbnail-url>
        <title></title>
        <textile-text>
          <![CDATA[Be honest. If you can't honestly recommend this person, don't agree to write the letter.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Be honest. If you can&#8217;t honestly recommend this person, don&#8217;t agree to write the letter.</p>]]>
        </text>
      </marker>
      <marker>
        <id>77183</id>
        <position>4</position>
        <timemarker>37</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/204102/37.jpg</thumbnail-url>
        <title>Send a message</title>
        <textile-text>
          <![CDATA[Begin an e-mail message or a typed letter with a business greeting, such as "Dear Sir" or "Dear Human Resources Manager." Use the name of the person in charge of hiring, if you know it.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Begin an e-mail message or a typed letter with a business greeting, such as &#8220;Dear Sir&#8221; or &#8220;Dear Human Resources Manager.&#8221; Use the name of the person in charge of hiring, if you know it.</p>]]>
        </text>
      </marker>
      <marker>
        <id>77184</id>
        <position>5</position>
        <timemarker>48</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/204102/48.jpg</thumbnail-url>
        <title>State your relationship to applicant</title>
        <textile-text>
          <![CDATA[State how you know the person you are recommending. Be specific when describing the work they did with you.]]>
        </textile-text>
        <text>
          <![CDATA[<p>State how you know the person you are recommending. Be specific when describing the work they did with you.</p>]]>
        </text>
      </marker>
      <marker>
        <id>77185</id>
        <position>6</position>
        <timemarker>54</timemarker>
        <type>Tip</type>
        <thumbnail-url></thumbnail-url>
        <title></title>
        <textile-text>
          <![CDATA[Mention your position title to tell the person hiring why your recommendation matters.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Mention your position title to tell the person hiring why your recommendation matters.</p>]]>
        </text>
      </marker>
      <marker>
        <id>77186</id>
        <position>7</position>
        <timemarker>60</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/204102/60.jpg</thumbnail-url>
        <title>Describe applicant's qualifications</title>
        <textile-text>
          <![CDATA[Describe how the person is qualified for the job, giving examples of previous experiences that illustrate those qualifications.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Describe how the person is qualified for the job, giving examples of previous experiences that illustrate those qualifications.</p>]]>
        </text>
      </marker>
      <marker>
        <id>77187</id>
        <position>8</position>
        <timemarker>69</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/204102/69.jpg</thumbnail-url>
        <title>End the letter</title>
        <textile-text>
          <![CDATA[End the letter with an invitation to contact you for more information. Use a business closing, such as "Sincerely," and sign your name.]]>
        </textile-text>
        <text>
          <![CDATA[<p>End the letter with an invitation to contact you for more information. Use a business closing, such as &#8220;Sincerely,&#8221; and sign your name.</p>]]>
        </text>
      </marker>
      <marker>
        <id>77188</id>
        <position>9</position>
        <timemarker>77</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/204102/77.jpg</thumbnail-url>
        <title>Send e-mail or mail letter</title>
        <textile-text>
          <![CDATA[Send the e-mail or mail the letter to the person hiring. Tell the person you are recommending that the letter has been sent, and wish them the best of luck!]]>
        </textile-text>
        <text>
          <![CDATA[<p>Send the e-mail or mail the letter to the person hiring. Tell the person you are recommending that the letter has been sent, and wish them the best of luck!</p>]]>
        </text>
      </marker>
      <marker>
        <id>77189</id>
        <position>10</position>
        <timemarker>86</timemarker>
        <type>Fact</type>
        <thumbnail-url></thumbnail-url>
        <title></title>
        <textile-text>
          <![CDATA[Did you know? Benjamin Franklin was the first Postmaster General of the United States.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Did you know? Benjamin Franklin was the first Postmaster General of the United States.</p>]]>
        </text>
      </marker>
    </markers>
    <related-videos>
      <video>
        <category-id>42</category-id>
        <id>114326</id>
        <title>How To Micromanage Like a Real Ass****</title>
        <type>AssignmentGuide</type>
        <views>2582</views>
        <created-at>Tue, 06 Jan 2009 10:02:58 -0800</created-at>
        <rating>14</rating>
        <username>pancakes81</username>
        <description>
          <![CDATA[These days, “micromanage” has become a dirty word. But let’s be honest—most employees need a lot of guidance not to screw things up.]]>
        </description>
        <embed>
          <![CDATA[<object width="425" height="273" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" id="howcastplayer"><param name="movie" value="http://www.howcast.com/flash/howcast_player.swf?file=114326"></param><param name="allowFullScreen" value="true"></param><param name="allowScriptAccess" value="always"></param><embed src="http://www.howcast.com/flash/howcast_player.swf?file=114326" type="application/x-shockwave-flash" width="425" height="273" allowFullScreen="true" allowScriptAccess="always" ></embed></object>]]>
        </embed>
        <duration>130</duration>
        <filename>http://media.howcast.com/system/videos/2/26/43/11/114326.flv</filename>
        <tags>DIY, Instructional, tutorial, Do It Yourself, Tips, Essential Skills, Learn to, business, work, workplace</tags>
        <category-hierarchy>
          <category id="30">Business &amp; Finance</category>
          <category parent_id="30" id="37">Management &amp; Business Skills</category>
          <category parent_id="37" id="42">Managing Employees</category>
        </category-hierarchy>
        <comment-count>2</comment-count>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/114326/Picture_3_xxlarge_maintained_aspect.png</thumbnail-url>
        <permalink>http://www.howcast.com/videos/114326-How-To-Micromanage-Like-a-Real-Ass</permalink>
      </video>
      <video>
        <category-id>38</category-id>
        <id>92109</id>
        <title>How To Effectively Communicate With Your Boss</title>
        <type>AssignmentGuide</type>
        <views>2803</views>
        <created-at>Fri, 05 Dec 2008 09:30:44 -0800</created-at>
        <rating>9</rating>
        <username>BatSquid_Studios</username>
        <description>
          <![CDATA[Whether you’re gunning for a raise or just want your boss to stop picking on you, this will help. ]]>
        </description>
        <embed>
          <![CDATA[<object width="425" height="273" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" id="howcastplayer"><param name="movie" value="http://www.howcast.com/flash/howcast_player.swf?file=92109"></param><param name="allowFullScreen" value="true"></param><param name="allowScriptAccess" value="always"></param><embed src="http://www.howcast.com/flash/howcast_player.swf?file=92109" type="application/x-shockwave-flash" width="425" height="273" allowFullScreen="true" allowScriptAccess="always" ></embed></object>]]>
        </embed>
        <duration>110</duration>
        <filename>http://media.howcast.com/system/videos/3/09/21/09/92109.flv</filename>
        <tags>DIY, Instructional, tutorial, Do It Yourself, Tips, Essential Skills, Learn to, business, managment, manage</tags>
        <category-hierarchy>
          <category id="30">Business &amp; Finance</category>
          <category parent_id="30" id="37">Management &amp; Business Skills</category>
          <category parent_id="37" id="38">Business Communication</category>
        </category-hierarchy>
        <comment-count>0</comment-count>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/92109/Picture_12_xxlarge_maintained_aspect.png</thumbnail-url>
        <permalink>http://www.howcast.com/videos/92109-How-To-Effectively-Communicate-With-Your-Boss</permalink>
      </video>
      <video>
        <category-id>39</category-id>
        <id>114768</id>
        <title>How To Practice Good Etiquette in Your Cubicle</title>
        <type>AssignmentGuide</type>
        <views>1656</views>
        <created-at>Mon, 12 Jan 2009 13:04:37 -0800</created-at>
        <rating>5</rating>
        <username>vertizonticalstudios</username>
        <description>
          <![CDATA[Being a good neighbor is just as important in the office as it is at home.]]>
        </description>
        <embed>
          <![CDATA[<object width="425" height="273" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" id="howcastplayer"><param name="movie" value="http://www.howcast.com/flash/howcast_player.swf?file=114768"></param><param name="allowFullScreen" value="true"></param><param name="allowScriptAccess" value="always"></param><embed src="http://www.howcast.com/flash/howcast_player.swf?file=114768" type="application/x-shockwave-flash" width="425" height="273" allowFullScreen="true" allowScriptAccess="always" ></embed></object>]]>
        </embed>
        <duration>79</duration>
        <filename>http://media.howcast.com/system/videos/3/68/47/11/114768.flv</filename>
        <tags>DIY, Instructional, tutorial, Do It Yourself, Tips, Essential Skills, Learn to, business, work, office</tags>
        <category-hierarchy>
          <category id="30">Business &amp; Finance</category>
          <category parent_id="30" id="37">Management &amp; Business Skills</category>
          <category parent_id="37" id="39">Business Etiquette</category>
        </category-hierarchy>
        <comment-count>2</comment-count>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/114768/Picture_11_xxlarge_maintained_aspect.png</thumbnail-url>
        <permalink>http://www.howcast.com/videos/114768-How-To-Practice-Good-Etiquette-in-Your-Cubicle</permalink>
      </video>
      <video>
        <category-id>40</category-id>
        <id>55404</id>
        <title>How Not To Conduct a Job Interview</title>
        <type>AssignmentGuide</type>
        <views>2011</views>
        <created-at>Tue, 04 Nov 2008 09:15:39 -0800</created-at>
        <rating>8</rating>
        <username>karmatrain</username>
        <description>
          <![CDATA[Recruiters have one of the highest rates of job burnout. If only they had released some steam now and then.]]>
        </description>
        <embed>
          <![CDATA[<object width="425" height="352" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" id="howcastplayer"><param name="movie" value="http://www.howcast.com/flash/howcast_player.swf?file=55404"></param><param name="allowFullScreen" value="true"></param><param name="allowScriptAccess" value="always"></param><embed src="http://www.howcast.com/flash/howcast_player.swf?file=55404" type="application/x-shockwave-flash" width="425" height="352" allowFullScreen="true" allowScriptAccess="always" ></embed></object>]]>
        </embed>
        <duration>119</duration>
        <filename>http://media.howcast.com/system/videos/6/04/54/05/55404.flv</filename>
        <tags>DIY, Instructional, tutorial, Do It Yourself, Tips, Essential Skills, Learn to, business, management, manage</tags>
        <category-hierarchy>
          <category id="30">Business &amp; Finance</category>
          <category parent_id="30" id="37">Management &amp; Business Skills</category>
          <category parent_id="37" id="40">Hiring &amp; Firing</category>
        </category-hierarchy>
        <comment-count>3</comment-count>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/55404/Picture_7_xxlarge_maintained_aspect.png</thumbnail-url>
        <permalink>http://www.howcast.com/videos/55404-How-Not-To-Conduct-a-Job-Interview</permalink>
      </video>
      <video>
        <category-id>40</category-id>
        <id>151427</id>
        <title>How To Conduct a Job Interview</title>
        <type>AssignmentGuide</type>
        <views>1314</views>
        <created-at>Thu, 26 Feb 2009 13:49:06 -0800</created-at>
        <rating>5</rating>
        <username>michaelrsanchez</username>
        <description>
          <![CDATA[For many of us, being the interviewer is as nerve-racking as being the interviewee. But with a little preparation, you can keep your cool and quickly weed out unqualified applicants.]]>
        </description>
        <embed>
          <![CDATA[<object width="425" height="273" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" id="howcastplayer"><param name="movie" value="http://www.howcast.com/flash/howcast_player.swf?file=151427"></param><param name="allowFullScreen" value="true"></param><param name="allowScriptAccess" value="always"></param><embed src="http://www.howcast.com/flash/howcast_player.swf?file=151427" type="application/x-shockwave-flash" width="425" height="273" allowFullScreen="true" allowScriptAccess="always" ></embed></object>]]>
        </embed>
        <duration>141</duration>
        <filename>http://media.howcast.com/system/videos/3/27/14/15/151427.flv</filename>
        <tags>DIY, Instructional, tutorial, Do It Yourself, Tips, Essential Skills, Learn to, business, job, work</tags>
        <category-hierarchy>
          <category id="30">Business &amp; Finance</category>
          <category parent_id="30" id="37">Management &amp; Business Skills</category>
          <category parent_id="37" id="40">Hiring &amp; Firing</category>
        </category-hierarchy>
        <comment-count>0</comment-count>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/151427/Picture_7_xxlarge_maintained_aspect.png</thumbnail-url>
        <permalink>http://www.howcast.com/videos/151427-How-To-Conduct-a-Job-Interview</permalink>
      </video>
      <video>
        <category-id>40</category-id>
        <id>217101</id>
        <title>How To Hire Someone</title>
        <type>AssignmentGuide</type>
        <views>690</views>
        <created-at>Tue, 20 Oct 2009 07:33:46 -0700</created-at>
        <rating>1</rating>
        <username>CinemaSlam</username>
        <description>
          <![CDATA[There’s nothing worse than spending weeks finding a new employee, only to realize you’ve made a terrible mistake. Be smart about hiring.]]>
        </description>
        <embed>
          <![CDATA[<object width="425" height="273" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" id="howcastplayer"><param name="movie" value="http://www.howcast.com/flash/howcast_player.swf?file=217101"></param><param name="allowFullScreen" value="true"></param><param name="allowScriptAccess" value="always"></param><embed src="http://www.howcast.com/flash/howcast_player.swf?file=217101" type="application/x-shockwave-flash" width="425" height="273" allowFullScreen="true" allowScriptAccess="always" ></embed></object>]]>
        </embed>
        <duration>139</duration>
        <filename>http://media.howcast.com/system/videos/3/66/11/26/261166.flv</filename>
        <tags>DIY, Instructional, tutorial, Do It Yourself, Tips, Essential Skills, Learn to, business, work, workplace, job, company, management, skills, hiring, hire, someone, new, employee, staff, finding, find, post, ad, review, reviewing, resumes, resume, person, </tags>
        <category-hierarchy>
          <category id="30">Business &amp; Finance</category>
          <category parent_id="30" id="37">Management &amp; Business Skills</category>
          <category parent_id="37" id="40">Hiring &amp; Firing</category>
        </category-hierarchy>
        <comment-count>0</comment-count>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/217101/Hiresomeone_xxlarge_maintained_aspect.png</thumbnail-url>
        <permalink>http://www.howcast.com/videos/217101-How-To-Hire-Someone</permalink>
      </video>
      <video>
        <category-id>40</category-id>
        <id>217102</id>
        <title>How Not To Fire Somebody</title>
        <type>AssignmentGuide</type>
        <views>1186</views>
        <created-at>Thu, 10 Sep 2009 15:32:23 -0700</created-at>
        <rating>3</rating>
        <username>sirrance</username>
        <description>
          <![CDATA[Sure, terminating an employee is a dirty job. But, hey—at least you still have a job.]]>
        </description>
        <embed>
          <![CDATA[<object width="425" height="352" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" id="howcastplayer"><param name="movie" value="http://www.howcast.com/flash/howcast_player.swf?file=217102"></param><param name="allowFullScreen" value="true"></param><param name="allowScriptAccess" value="always"></param><embed src="http://www.howcast.com/flash/howcast_player.swf?file=217102" type="application/x-shockwave-flash" width="425" height="352" allowFullScreen="true" allowScriptAccess="always" ></embed></object>]]>
        </embed>
        <duration>100</duration>
        <filename>http://media.howcast.com/system/videos/0/26/81/23/238126.flv</filename>
        <tags>DIY, Instructional, tutorial, Do It Yourself, Tips, Essential Skills, Learn to, business, work, workplace, job, company, management, skills, firing, fire, someone, employee, staff, lay, laying, off</tags>
        <category-hierarchy>
          <category id="30">Business &amp; Finance</category>
          <category parent_id="30" id="37">Management &amp; Business Skills</category>
          <category parent_id="37" id="40">Hiring &amp; Firing</category>
        </category-hierarchy>
        <comment-count>7</comment-count>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/217102/Picture_3_xxlarge_maintained_aspect.png</thumbnail-url>
        <permalink>http://www.howcast.com/videos/217102-How-Not-To-Fire-Somebody</permalink>
      </video>
      <video>
        <category-id>44</category-id>
        <id>217966</id>
        <title>How To Give an Effective Business Presentation</title>
        <type>AssignmentGuide</type>
        <views>594</views>
        <created-at>Fri, 23 Oct 2009 08:32:16 -0700</created-at>
        <rating>4</rating>
        <username>BarefootMedia</username>
        <description>
          <![CDATA[Keep your palms dry and your audience alert with these tips.  ]]>
        </description>
        <embed>
          <![CDATA[<object width="425" height="352" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" id="howcastplayer"><param name="movie" value="http://www.howcast.com/flash/howcast_player.swf?file=217966"></param><param name="allowFullScreen" value="true"></param><param name="allowScriptAccess" value="always"></param><embed src="http://www.howcast.com/flash/howcast_player.swf?file=217966" type="application/x-shockwave-flash" width="425" height="352" allowFullScreen="true" allowScriptAccess="always" ></embed></object>]]>
        </embed>
        <duration>114</duration>
        <filename>http://media.howcast.com/system/videos/5/94/82/26/268294.flv</filename>
        <tags>business, corporate, spreadsheets, kinko's, wall street, meetings, conference calls</tags>
        <category-hierarchy>
          <category id="30">Business &amp; Finance</category>
          <category parent_id="30" id="37">Management &amp; Business Skills</category>
          <category parent_id="37" id="44">Presentations</category>
        </category-hierarchy>
        <comment-count>1</comment-count>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/217966/biz_preso_1_xxlarge_maintained_aspect.png</thumbnail-url>
        <permalink>http://www.howcast.com/videos/217966-How-To-Give-an-Effective-Business-Presentation</permalink>
      </video>
      <video>
        <category-id>46</category-id>
        <id>2727</id>
        <title>How To Stop Procrastinating</title>
        <type>AssignmentGuide</type>
        <views>17411</views>
        <created-at>Mon, 19 May 2008 23:00:38 -0700</created-at>
        <rating>31</rating>
        <username>speakeasy</username>
        <description>
          <![CDATA[How to Stop Procrastinating]]>
        </description>
        <embed>
          <![CDATA[<object width="425" height="352" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" id="howcastplayer"><param name="movie" value="http://www.howcast.com/flash/howcast_player.swf?file=2727"></param><param name="allowFullScreen" value="true"></param><param name="allowScriptAccess" value="always"></param><embed src="http://www.howcast.com/flash/howcast_player.swf?file=2727" type="application/x-shockwave-flash" width="425" height="352" allowFullScreen="true" allowScriptAccess="always" ></embed></object>]]>
        </embed>
        <duration>105</duration>
        <filename>http://media.howcast.com/system/videos/4/27/27/2727.flv</filename>
        <tags>procrastinating, lazy, stop</tags>
        <category-hierarchy>
          <category id="30">Business &amp; Finance</category>
          <category parent_id="30" id="37">Management &amp; Business Skills</category>
          <category parent_id="37" id="46">Time Management</category>
        </category-hierarchy>
        <comment-count>4</comment-count>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/2727/How_to_stop_procrastinating_frame_xxlarge_maintained_aspect.jpg</thumbnail-url>
        <permalink>http://www.howcast.com/videos/2727-How-To-Stop-Procrastinating</permalink>
      </video>
      <video>
        <category-id>35</category-id>
        <id>218066</id>
        <title>How To Buy Renters Insurance</title>
        <type>AssignmentGuide</type>
        <views>484</views>
        <created-at>Thu, 24 Sep 2009 09:02:52 -0700</created-at>
        <rating>2</rating>
        <username>Armando79</username>
        <description>
          <![CDATA[It isn't only homeowners who need to protect their belongings from fire, theft, or other damage. Renters can, and should, get insurance as well.]]>
        </description>
        <embed>
          <![CDATA[<object width="425" height="273" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" id="howcastplayer"><param name="movie" value="http://www.howcast.com/flash/howcast_player.swf?file=218066"></param><param name="allowFullScreen" value="true"></param><param name="allowScriptAccess" value="always"></param><embed src="http://www.howcast.com/flash/howcast_player.swf?file=218066" type="application/x-shockwave-flash" width="425" height="273" allowFullScreen="true" allowScriptAccess="always" ></embed></object>]]>
        </embed>
        <duration>109</duration>
        <filename>http://media.howcast.com/system/videos/3/85/02/24/240285.flv</filename>
        <tags>business, finance, insurance, home, house, protecting, insuring, buying, purchasing, renting</tags>
        <category-hierarchy>
          <category id="30">Business &amp; Finance</category>
          <category parent_id="30" id="32">Insurance</category>
          <category parent_id="32" id="35">Home Insurance</category>
        </category-hierarchy>
        <comment-count>1</comment-count>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/218066/buy_renters_insurance_xxlarge_maintained_aspect.jpg</thumbnail-url>
        <permalink>http://www.howcast.com/videos/218066-How-To-Buy-Renters-Insurance</permalink>
      </video>
      <video>
        <category-id>47</category-id>
        <id>210468</id>
        <title>How To Balance Your Checkbook</title>
        <type>AssignmentGuide</type>
        <views>545</views>
        <created-at>Mon, 27 Jul 2009 13:47:21 -0700</created-at>
        <rating>4</rating>
        <username>downpourpro</username>
        <description>
          <![CDATA[Do you cross your fingers when you write a check, hoping it won't bounce? Then it's time to learn how to monitor your finances. ]]>
        </description>
        <embed>
          <![CDATA[<object width="425" height="352" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" id="howcastplayer"><param name="movie" value="http://www.howcast.com/flash/howcast_player.swf?file=210468"></param><param name="allowFullScreen" value="true"></param><param name="allowScriptAccess" value="always"></param><embed src="http://www.howcast.com/flash/howcast_player.swf?file=210468" type="application/x-shockwave-flash" width="425" height="352" allowFullScreen="true" allowScriptAccess="always" ></embed></object>]]>
        </embed>
        <duration>110</duration>
        <filename>http://media.howcast.com/system/videos/6/68/04/21/210468.flv</filename>
        <tags>balance, checkbook, finances, loans, budget, economics, accounts, bank, household, Assets</tags>
        <category-hierarchy>
          <category id="30">Business &amp; Finance</category>
          <category parent_id="30" id="47">Personal Finance</category>
        </category-hierarchy>
        <comment-count>0</comment-count>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/210468/Picture_3_xxlarge_maintained_aspect.png</thumbnail-url>
        <permalink>http://www.howcast.com/videos/210468-How-To-Balance-Your-Checkbook</permalink>
      </video>
      <video>
        <category-id>48</category-id>
        <id>125631</id>
        <title>How To Strengthen Your Credit Score</title>
        <type>AssignmentGuide</type>
        <views>1932</views>
        <created-at>Mon, 09 Feb 2009 15:20:36 -0800</created-at>
        <rating>3</rating>
        <username>dpakman91</username>
        <description>
          <![CDATA[An invisible number controls your financial destiny. So until the revolution, you might as well learn how to raise your credit score.]]>
        </description>
        <embed>
          <![CDATA[<object width="425" height="273" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" id="howcastplayer"><param name="movie" value="http://www.howcast.com/flash/howcast_player.swf?file=125631"></param><param name="allowFullScreen" value="true"></param><param name="allowScriptAccess" value="always"></param><embed src="http://www.howcast.com/flash/howcast_player.swf?file=125631" type="application/x-shockwave-flash" width="425" height="273" allowFullScreen="true" allowScriptAccess="always" ></embed></object>]]>
        </embed>
        <duration>138</duration>
        <filename>http://media.howcast.com/system/videos/2/31/56/12/125631.flv</filename>
        <tags>DIY, Instructional, tutorial, Do It Yourself, Tips, Essential Skills, Learn to, business, money, spend</tags>
        <category-hierarchy>
          <category id="30">Business &amp; Finance</category>
          <category parent_id="30" id="47">Personal Finance</category>
          <category parent_id="47" id="48">General Personal Finance</category>
        </category-hierarchy>
        <comment-count>0</comment-count>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/125631/Picture_9_xxlarge_maintained_aspect.png</thumbnail-url>
        <permalink>http://www.howcast.com/videos/125631-How-To-Strengthen-Your-Credit-Score</permalink>
      </video>
      <video>
        <category-id>50</category-id>
        <id>93423</id>
        <title>How To Make a Personal Budget</title>
        <type>AssignmentGuide</type>
        <views>3941</views>
        <created-at>Tue, 16 Dec 2008 10:02:21 -0800</created-at>
        <rating>14</rating>
        <username>Blairgbob</username>
        <description>
          <![CDATA[Anybody can create a budget. Making one you can live with is the challenge.]]>
        </description>
        <embed>
          <![CDATA[<object width="425" height="352" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" id="howcastplayer"><param name="movie" value="http://www.howcast.com/flash/howcast_player.swf?file=93423"></param><param name="allowFullScreen" value="true"></param><param name="allowScriptAccess" value="always"></param><embed src="http://www.howcast.com/flash/howcast_player.swf?file=93423" type="application/x-shockwave-flash" width="425" height="352" allowFullScreen="true" allowScriptAccess="always" ></embed></object>]]>
        </embed>
        <duration>129</duration>
        <filename>http://media.howcast.com/system/videos/1/23/34/09/93423.flv</filename>
        <tags>DIY, Instructional, tutorial, Do It Yourself, Tips, Essential Skills, Learn to, business, finance, personal</tags>
        <category-hierarchy>
          <category id="30">Business &amp; Finance</category>
          <category parent_id="30" id="47">Personal Finance</category>
          <category parent_id="47" id="50">Budgeting</category>
        </category-hierarchy>
        <comment-count>2</comment-count>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/93423/Picture_1_xxlarge_maintained_aspect.png</thumbnail-url>
        <permalink>http://www.howcast.com/videos/93423-How-To-Make-a-Personal-Budget</permalink>
      </video>
    </related-videos>
    <comments count="1"/>
  </video>
</howcast>
