248074 55 Business & Finance Personal Finance Fast Cash true Mon, 21 Sep 2009 12:14:31 -0700 /system/videos/6/39/43/28/284339.flv asking,borrowing,lending,money,cash,funds,friends,family,mom,dad,sister,aunt,uncle,grandmother,grandfather,asking, How To Ask For Money From a Friend or Family Member http://www.howcast.com/videos/248074-How-To-Ask-For-Money-From-a-Friend-or-Family-Member http://www.howcast.com/videos/248074-How-To-Ask-For-Money-From-a-Friend-or-Family-Member/edit approved 90 640 360 <object width="425" height="273" classid="clsid:D27CDB6E-AE6D-11cf-96B8-444553540000" id="howcastplayer"><param name="movie" value="http://www.howcast.com/flash/howcast_player.swf?file=248074"></param><param name="allowFullScreen" value="true"></param><param name="allowScriptAccess" value="always"></param><embed src="http://www.howcast.com/flash/howcast_player.swf?file=248074" type="application/x-shockwave-flash" width="425" height="273" allowFullScreen="true" allowScriptAccess="always" ></embed></object> 0 Susan_Ruckdeschel http://img.howcast.com/images/icons/howto-xxlarge.png 123 false false false 96613 1 0 Step Decide who to ask Make a list of friends and family members who you would like to ask to borrow money.

]]> 96614 2 0 Step Calculate how much you’ll need Calculate how much money you’ll need. Write it down in a contract format.

]]> 96615 3 0 Tip You can find generic contracts online.

]]> 96616 4 0 Step Write down what it will be used for Write down what the money will be used for with as much detail as possible.

]]> 96617 5 0 Step Develop a repayment timeline Develop a timeline for repayment, and add that to the contract.

]]> 96618 6 0 Tip Offer up collateral if possible – a car, a piece of jewelry, or something else of value. It should be worth close to what you’re borrowing.

]]> 96619 7 0 Step Make an appointment Make an appointment or arrange a meeting to ask them in person.

]]> 96620 8 0 Step Present the plan Present the amount needed, what you need the loan for, and the repayment plan. Offer to have it notarized once you reach an agreement. Don’t forget to say thank you.

]]> 96621 9 0 Fact Did you know? As much as 14 percent of money in the U.S. loaned to family and friends does not get paid back.

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