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      <category parent_id="30" id="47">Personal Finance</category>
      <category parent_id="47" id="50">Budgeting</category>
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    <easy-steps>true</easy-steps>
    <created-at>Fri, 20 Nov 2009 05:29:47 -0800</created-at>
    <filename>/system/videos/5/59/36/28/283659.flv</filename>
    <tags>stop,spending,money,thirty,days,budgeting,saving,finances,cash,economy,shopping</tags>
    <title>How To Stop Spending Money For 30 Days</title>
    <description>
      <![CDATA[Once you see how much you can save when you spend only on needs rather than wants, you may never go back to frivolous shopping. ]]>
    </description>
    <permalink>http://www.howcast.com/videos/271893-How-To-Stop-Spending-Money-For-30-Days</permalink>
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    <duration>123</duration>
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    <rating>2</rating>
    <username>carlo_scialla</username>
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      <overlays>false</overlays>
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    <ingredients>
      <ingredient>
        <![CDATA[Discipline]]>
      </ingredient>
      <ingredient>
        <![CDATA[Free entertainment]]>
      </ingredient>
      <ingredient>
        <![CDATA[A bicycle]]>
      </ingredient>
      <ingredient>
        <![CDATA[Bartering skills]]>
      </ingredient>
      <ingredient>
        <![CDATA[Clean closets]]>
      </ingredient>
      <ingredient>
        <![CDATA[A computer with internet access (optional)]]>
      </ingredient>
    </ingredients>
    <markers>
      <marker>
        <id>102314</id>
        <position>0</position>
        <timemarker>24</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/271893/24.jpg</thumbnail-url>
        <title>Eat what you have</title>
        <textile-text>
          <![CDATA[With the exception of fresh produce and dairy, try not to buy any food. Many of us have enough stuff in our refrigerator and cupboards to last more than a month. Not sure what to make out of your odds and ends? Type a few ingredients into a search engine along with the word "recipe" and you're sure to come up with something.]]>
        </textile-text>
        <text>
          <![CDATA[<p>With the exception of fresh produce and dairy, try not to buy any food. Many of us have enough stuff in our refrigerator and cupboards to last more than a month. Not sure what to make out of your odds and ends? Type a few ingredients into a search engine along with the word &#8220;recipe&#8221; and you&#8217;re sure to come up with something.</p>]]>
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        <id>102315</id>
        <position>1</position>
        <timemarker>42</timemarker>
        <type>Tip</type>
        <thumbnail-url></thumbnail-url>
        <title></title>
        <textile-text>
          <![CDATA[Invite yourself to loved ones' homes for dinner so you can stretch out your food supplies! ]]>
        </textile-text>
        <text>
          <![CDATA[<p>Invite yourself to loved ones&#8217; homes for dinner so you can stretch out your food supplies!</p>]]>
        </text>
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      <marker>
        <id>102316</id>
        <position>2</position>
        <timemarker>48</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/271893/48.jpg</thumbnail-url>
        <title>Find free entertainment</title>
        <textile-text>
          <![CDATA[Find free ways to entertain yourself: Call your local tourist office or chamber of commerce about events in your area; borrow books, movies, and your favorite magazines from the library; see if any local gyms offer trial memberships; hit a tasting at a wine store. ]]>
        </textile-text>
        <text>
          <![CDATA[<p>Find free ways to entertain yourself: Call your local tourist office or chamber of commerce about events in your area; borrow books, movies, and your favorite magazines from the library; see if any local gyms offer trial memberships; hit a tasting at a wine store.</p>]]>
        </text>
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        <timemarker>65</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/271893/65.jpg</thumbnail-url>
        <title>Walk or bike everywhere</title>
        <textile-text>
          <![CDATA[Walk or bike everywhere. Hitch a ride with friends, neighbors, co-workers, and relatives for anyplace that's not within walking or biking distance. ]]>
        </textile-text>
        <text>
          <![CDATA[<p>Walk or bike everywhere. Hitch a ride with friends, neighbors, co-workers, and relatives for anyplace that&#8217;s not within walking or biking distance.</p>]]>
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      </marker>
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        <id>102318</id>
        <position>4</position>
        <timemarker>75</timemarker>
        <type>Tip</type>
        <thumbnail-url></thumbnail-url>
        <title></title>
        <textile-text>
          <![CDATA[Don't have a bike? Look for one on web sites like freecycle.org.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Don&#8217;t have a bike? Look for one on web sites like freecycle.org.</p>]]>
        </text>
      </marker>
      <marker>
        <id>102319</id>
        <position>5</position>
        <timemarker>80</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/271893/80.jpg</thumbnail-url>
        <title>Barter your services</title>
        <textile-text>
          <![CDATA[Barter your services whenever possible. Even if you don't have any particular expertise, you can always trade your physical labor. ]]>
        </textile-text>
        <text>
          <![CDATA[<p>Barter your services whenever possible. Even if you don&#8217;t have any particular expertise, you can always trade your physical labor.</p>]]>
        </text>
      </marker>
      <marker>
        <id>102320</id>
        <position>6</position>
        <timemarker>90</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/271893/90.jpg</thumbnail-url>
        <title>Clean out your closets</title>
        <textile-text>
          <![CDATA[Clean out your closets. You've probably forgotten half the stuff in there; rediscovering it can give you the same rush as buying something new. Plus, getting organized may discourage you from re-cluttering the place. ]]>
        </textile-text>
        <text>
          <![CDATA[<p>Clean out your closets. You&#8217;ve probably forgotten half the stuff in there; rediscovering it can give you the same rush as buying something new. Plus, getting organized may discourage you from re-cluttering the place.</p>]]>
        </text>
      </marker>
      <marker>
        <id>102321</id>
        <position>7</position>
        <timemarker>103</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/271893/103.jpg</thumbnail-url>
        <title>Make some money!</title>
        <textile-text>
          <![CDATA[Root around your home for items you no longer want that can be spruced up and re-sold. Even if you don't make much money, it will help keep your mind off spending it! ]]>
        </textile-text>
        <text>
          <![CDATA[<p>Root around your home for items you no longer want that can be spruced up and re-sold. Even if you don&#8217;t make much money, it will help keep your mind off spending it!</p>]]>
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      </marker>
      <marker>
        <id>102322</id>
        <position>8</position>
        <timemarker>114</timemarker>
        <type>Fact</type>
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        <textile-text>
          <![CDATA[At least 80 percent of the world's 6 billion people lives on less than $10 a day.]]>
        </textile-text>
        <text>
          <![CDATA[<p>At least 80 percent of the world&#8217;s 6 billion people lives on less than $10 a day.</p>]]>
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        <created-at>Fri, 18 Jan 2008 07:08:18 -0800</created-at>
        <rating>28</rating>
        <username>ZUCHERO</username>
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          <![CDATA[Donating blood doesn’t pay, but donating plasma—the part of blood used to treat hemophiliacs and burn victims—does. See if you qualify. ]]>
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        <title>How To Successfully Beg For Money</title>
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        <views>16827</views>
        <created-at>Mon, 25 Feb 2008 09:27:24 -0800</created-at>
        <rating>29</rating>
        <username>Chris_Davis</username>
        <description>
          <![CDATA[Begging is not exactly a noble pursuit, but if you're going to do it, do it well.]]>
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        <views>34298</views>
        <created-at>Mon, 14 Apr 2008 07:03:13 -0700</created-at>
        <rating>45</rating>
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        <description>
          <![CDATA[Living well doesn't have to cost an arm and a leg. And cheap doesn't have to look it.]]>
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        <views>4600</views>
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        <rating>19</rating>
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          <![CDATA[All it takes is some advance planning—and a little psychology—to unload all your junk in a yard sale. ]]>
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        <title>How To Find a Legal Loan Shark</title>
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        <views>8045</views>
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        <rating>6</rating>
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        <views>7847</views>
        <created-at>Sat, 21 Feb 2009 04:06:07 -0800</created-at>
        <rating>37</rating>
        <username>Dynamic</username>
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          <![CDATA[Free—it’s the f-word that everybody loves to hear. There’s no reason you can’t start hearing it more often.]]>
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        <views>974</views>
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        <rating>8</rating>
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          <![CDATA[Before you rent a room in your home, be sure to take a few precautions. ]]>
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