Looking for fast cash with no questions asked? There are legitimate ways to get it, if you’re willing to pay the consequences.
If you have a low-interest credit card you haven’t maxed out, consider taking a cash advance. But check your interest rate first — some are as high as 33%.
At tax time, you can get a “refund anticipation loan” from some tax preparers. Just realize you’ll be forfeiting about 10% of your refund check just to get the cash a couple of weeks earlier.
Get what is known as a “car title pawn” — if you can stomach an annual interest rate of up to 360%. The amount you can borrow is way less than the value of your car, but you get to keep driving it unless you miss a payment.
Borrow money from a licensed small loan company, or head to a signature loan company, which won’t require you to put up any collateral. Both could charge you up to about 48% in annual interest.
If you’re a member of the military, don’t resort to high-interest lenders before finding out if your branch of the armed services offers financial help.
Secure a “payday loan” — a cash advance against your paycheck. But check your local law at www.paydayloaninfo.org before you do; some states limit the amount of interest that these lenders can charge, while others don’t — which explains why the average annual interest rate on these loans is a whopping 460%.
Seventy percent of Americans live paycheck to paycheck, making them vulnerable to predatory lenders.
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Comments (2)
Hey send me an email to LCVINC@gmail.com or call me at 786-220-0030 or 786-220-0004.
I only deal with people in Miami, Fl, Broward. I am the lender. not a broker.
I am a real person with real money. Deal with me if you're tired of all the bs, websites and banks.
Contact me now for terms and rules.
Thank you,
about 1 year ago by Samuel_Pichardo
Hi there do know any lender here Califorina, that my can help me if do can u please let me know
6 months ago by browneyes6217
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