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    <category-id>55</category-id>
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      <category parent_id="30" id="47">Personal Finance</category>
      <category parent_id="47" id="55">Fast Cash</category>
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    <easy-steps>true</easy-steps>
    <created-at>Mon, 14 Apr 2008 07:03:13 -0700</created-at>
    <filename>/system/videos/6/00/31/3100.flv</filename>
    <tags>bargain, broke, business, cash, cheap, deal, DIY, Do It Yourself, Essential Skills, finance, income, Instructional, Learn to, lifestyle, live, living, low, money, poor, survive, surviving, Tips, tutorial</tags>
    <title>How To Live on Practically Nothing</title>
    <description>
      <![CDATA[Living well doesn't have to cost an arm and a leg. And cheap doesn't have to look it.]]>
    </description>
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    <state>approved</state>
    <duration>89</duration>
    <width>640</width>
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    <rating>45</rating>
    <username>Chris_Davis</username>
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    <ingredients>
      <ingredient>
        <![CDATA[Very little!]]>
      </ingredient>
    </ingredients>
    <markers>
      <marker>
        <id>30646</id>
        <position>1</position>
        <timemarker>15</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/3100/15.jpg</thumbnail-url>
        <title>Find cheap lodging</title>
        <textile-text>
          <![CDATA[Find a free or low-cost place to live. Search online for house-sitting positions both seasonal (such as for beach and ski houses) and full time (as a caretaker).]]>
        </textile-text>
        <text>
          <![CDATA[<p>Find a free or low-cost place to live. Search online for house-sitting positions both seasonal (such as for beach and ski houses) and full time (as a caretaker).</p>]]>
        </text>
      </marker>
      <marker>
        <id>30647</id>
        <position>2</position>
        <timemarker>27</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/3100/27.jpg</thumbnail-url>
        <title>Frequent thrift stores</title>
        <textile-text>
          <![CDATA[Buy your clothes and furnishings at thrift stores. If you check them out frequently, you&#8217;ll find great stuff.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Buy your clothes and furnishings at thrift stores. If you check them out frequently, you&#8217;ll find great stuff.</p>]]>
        </text>
      </marker>
      <marker>
        <id>30648</id>
        <position>3</position>
        <timemarker>35</timemarker>
        <type>Tip</type>
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        <title></title>
        <textile-text>
          <![CDATA[Keep an eye out for bargains with resale value, like kitchen appliances, that you can flip online after a little repair.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Keep an eye out for bargains with resale value, like kitchen appliances, that you can flip online after a little repair.</p>]]>
        </text>
      </marker>
      <marker>
        <id>30649</id>
        <position>4</position>
        <timemarker>42</timemarker>
        <type>Step</type>
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        <title>Eat what's in season</title>
        <textile-text>
          <![CDATA[Eat only what&#8217;s in season—it&#8217;s plentiful and cheap. Plan meals around what&#8217;s on sale, clip coupons, and use foods that give you more nutritional bang for your buck, like beans.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Eat only what&#8217;s in season—it&#8217;s plentiful and cheap. Plan meals around what&#8217;s on sale, clip coupons, and use foods that give you more nutritional bang for your buck, like beans.</p>]]>
        </text>
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      <marker>
        <id>30650</id>
        <position>5</position>
        <timemarker>55</timemarker>
        <type>Tip</type>
        <thumbnail-url></thumbnail-url>
        <title></title>
        <textile-text>
          <![CDATA[One week a month, forego grocery shopping and just focus on finishing what&#8217;s in your fridge and cupboards. You&#8217;ll be amazed how much this will save you.]]>
        </textile-text>
        <text>
          <![CDATA[<p>One week a month, forego grocery shopping and just focus on finishing what&#8217;s in your fridge and cupboards. You&#8217;ll be amazed how much this will save you.</p>]]>
        </text>
      </marker>
      <marker>
        <id>30651</id>
        <position>6</position>
        <timemarker>64</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/3100/64.jpg</thumbnail-url>
        <title>Drink tap water</title>
        <textile-text>
          <![CDATA[Drink mostly tap water. You&#8217;ll be richer and healthier.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Drink mostly tap water. You&#8217;ll be richer and healthier.</p>]]>
        </text>
      </marker>
      <marker>
        <id>30652</id>
        <position>7</position>
        <timemarker>70</timemarker>
        <type>Step</type>
        <thumbnail-url>http://img.howcast.com/system/thumbnails/3100/70.jpg</thumbnail-url>
        <title>Forget the car</title>
        <textile-text>
          <![CDATA[Whenever possible, walk or bike to your destination. Get rid of your car if you can. Bonus: if you do this, you won&#8217;t need a gym membership.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Whenever possible, walk or bike to your destination. Get rid of your car if you can. Bonus: if you do this, you won&#8217;t need a gym membership.</p>]]>
        </text>
      </marker>
      <marker>
        <id>30653</id>
        <position>8</position>
        <timemarker>81</timemarker>
        <type>Fact</type>
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        <title></title>
        <textile-text>
          <![CDATA[Research shows that most millionaires live well below their means.]]>
        </textile-text>
        <text>
          <![CDATA[<p>Research shows that most millionaires live well below their means.</p>]]>
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        <title>How To Save Money By Eliminating 10 Things You Don't Need</title>
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        <created-at>Mon, 21 Sep 2009 11:04:09 -0700</created-at>
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          <![CDATA[Check out these relatively painless ways to cut back on your expenses. ]]>
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        <title>How To Help Your Friends and Neighbors Save Money on Energy</title>
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        <views>1279</views>
        <created-at>Thu, 10 Sep 2009 13:03:27 -0700</created-at>
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          <![CDATA[Spread the word: It's easy to reduce energy consumption! By sharing these tips, you'll help friends and family use less energy and save money. ]]>
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        <title>How To Be Smart About Saving</title>
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        <created-at>Sun, 01 Nov 2009 04:02:57 -0800</created-at>
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        <username>BajillionairesClub</username>
        <description>
          <![CDATA[Putting aside and accumulating money is easier with these strategies. ]]>
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        <created-at>Mon, 17 Dec 2007 07:00:24 -0800</created-at>
        <rating>42</rating>
        <username>bender</username>
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          <![CDATA[They don’t call it minimum wage for nothing ...

How’s a guy supposed to get ahead, breaking his back 24-7, when all it gets you is chicken scratch?

My friend, you need a budget.]]>
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        <title>How To Stop Spending Money For 30 Days</title>
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        <views>37</views>
        <created-at>Fri, 20 Nov 2009 05:29:47 -0800</created-at>
        <rating>1</rating>
        <username>carlo_scialla</username>
        <description>
          <![CDATA[Once you see how much you can save when you spend only on needs rather than wants, you may never go back to frivolous shopping. ]]>
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        <id>155471</id>
        <title>How To Consolidate Debt</title>
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        <views>1479</views>
        <created-at>Fri, 06 Mar 2009 05:47:51 -0800</created-at>
        <rating>10</rating>
        <username>bencheek</username>
        <description>
          <![CDATA[Combine your debt into one manageable chunk to minimize interest rates. ]]>
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