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Need a mortgage? Check out the advice in this Howcast video series about home financing.
You Will Need
- Current FHA loan documents
- Your credit score
- A lender
- A loan application
- Escrow statements (optional)
- Closing statements (optional)
Find out if you have an FHA mortgage
Locate your loan documents and look for a 10-digit FHA case number to find out if have an FHA-insured mortgage. Your current mortgage must be FHA insured to qualify for an FHA streamlined mortgage refinance.
Contact your original FHA mortgage lender and ask if they originate FHA streamlined mortgage refinances. If they don't, contact other lenders.
Find out your FICO credit score
Find out your FICO credit score, a factor in determining if you qualify for an FHA streamlined mortgage refinance.
Choose a lender and fill out an FHA streamlined mortgage application. Loan approvals are determined by the review and verifications of the private lender.