How To Save Money
- March 14, 2010
- 5,074 Views
Writer
Rosemarie_Lennon
Music
Colin O'Dwyer
Voice Over Artist
Robyn Ferrari
People who manage to sock away money – even on a tight budget – all live by this motto: Make it over, use it up, make do, or do without. Now you can learn from their secrets!
You Will Need
- Motto
- Due diligence
- Quality merchandise
- Price monitoring
- Self-sufficiency
- Priorities
- Promotion codes (optional)
- Coupons (optional)
- Free shipping (optional)
- Store policies (optional)
Step 1: Do your homework
Do your homework before buying anything, especially big-ticket items. With the internet, comparison shopping is easier than ever.
Once you’ve made a buying decision, search online for “promotion codes,” “coupons,” and “free shipping.”
Step 2: Invest in quality
Buy quality merchandise. It’s cheaper in the long run because it won’t need to be fixed as often or replaced as soon.
Step 3: Check every receipt
Check every store receipt and restaurant bill to make sure you’ve been charged correctly. If you put a meal on a credit or debit card, keep the restaurant receipt to compare with your credit card or bank statement; some restaurants engage in so-called “tip-jacking,” – adding in a tip or increasing the one you gave them.
Know the store policy on price accuracy; some give away an item if it’s scanned higher than the advertised cost.
Step 4: Ask yourself this question
When buying a non-necessity, like clothing, ask yourself if you really, really love it. If not, put it back. Even if you do love it, wait a few days before buying it; by then, the urge may have completely passed.
Step 5: Become a do-it-yourselfer
Become a devotee of do-it-yourself. Learn how to make simple home repairs, do basic sewing, and cook meals from scratch.
Step 6: Establish priorities
Set priorities, such as home ownership or early retirement. Saving up is easier if you have savings goals.
Researchers have discovered that thrifty people and spendthrifts tend to marry each other.
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Comments (3)
Thanks for the tips. Those ";impulse purchases"; can kill ya!
about 1 year ago by Matt_Savage
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Please visit www.anigam.com and start saving money
about 1 year ago by ziqk
Searching for how to save money? Do you know today if you spend more monthly than you bring in? Most people don't because it's too dificult or they don't have the time it takes to record everything in their free budget spreadsheet.
My son and I created an application that imports your bank account data into an Access database. We have many features including measuring your summaries against national standards. We offer a free trial version and full versions are only $15. Please give it a try. Your use of this tool will show if you are spending more than you are making on a monthly basis. Very few people are able to determine that. Easy recording is the secret to really knowing where we spend our money and harnessing our spending to create savings. www.bank2budget.com
10 months ago by Jerry_Sharp
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