How to Teach Kids Financial Literacy

  • July 16, 2010
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Millions of Americans are in deep debt — without understanding how it happened or how to fix it. Help our youth create a better future for themselves by volunteering with Junior Achievement to teach financial literacy.

You Will Need

  • Junior Achievement
  • Cooperative school
  • Training session
How to Teach Kids Financial Literacy: Contact Junior Achievement

Step 1: Contact Junior Achievement

Contact Junior Achievement, a nonprofit organization dedicated to teaching young people work readiness and financial literacy, through ja.org. Tell them you’d like to volunteer with one of their programs at a local school. You don’t need a financial background or special degree. JA makes it easy by providing the curriculum and training you.

How to Teach Kids Financial Literacy: Ask about a local school

Step 2: Ask about a local school

Talk with your local JA chapter to find out where they’re active, and ask how you can get involved. If JA is already working at a local school you’re familiar with, volunteer to teach the program there.

How to Teach Kids Financial Literacy: Get training

Step 3: Get training

Attend a short training session. Training sessions make it easy, providing step-by-step materials for you to use.

How to Teach Kids Financial Literacy: Start teaching!

Step 4: Start teaching!

Start teaching! Don’t be nervous: children are excited to have a volunteer in the classroom, and eager to hear what you have to say.

Consider asking friends to volunteer for JA, too — either teaching their own classes or teaming up with you.

How to Teach Kids Financial Literacy: Help the kids of family and friends

Step 5: Help the kids of family and friends

If there’s no JA program in your community, or if you just want to do more, consider helping children of family and friends. Check out the materials JA developed on financial literacy at ja.org/lessons.

How to Teach Kids Financial Literacy: Be fulfilled

Step 6: Be fulfilled

Be fulfilled. Volunteers repeatedly say how rewarding it is to see kids begin to understand the basics of managing their money. Remember, it doesn’t take a lot of time to impact someone’s life.

In a recent JA study, 83 percent of teens said the best time to learn money management is in grades K through 12.

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