If your wallet is lost or stolen, don't panic, but do act quickly to safeguard your bank and credit card accounts and your identity.
Step 1: Make a list of the wallet’s contents Make a list of the contents of your wallet, as best as you can recall.
Step 2: Notify the three major credit reporting agencies Call or go online to ask the three major credit reporting agencies to place a fraud alert on your accounts and to send you a credit report.
TIP: The three major credit reporting agencies are Equifax, TransUnion, and Experian.
Step 3: Report loss of your driver’s license Report the loss of your driver’s license to the Department of Motor Vehicles.
Step 4: Notify credit, debit, and ATM card issuers Notify issuers of any credit, debit, and ATM cards. Request replacement cards.
TIP: Request written verification that these accounts have been closed, including time and date or verification number.
Step 5: Contact the Social Security Office Contact the Social Security Office to get a new card if your card was in your wallet. Ask them to send you a Personal Earnings and Benefits Estimate Statement to look for any discrepancies.
TIP: The Social Security Office requires that you wait until June of the following year (after your taxes have been paid) to request the statement.
Step 6: Notify issuers of any other personalized cards Notify issuers of any other cards that display your name, or membership/identification number and ask for replacement cards. These include check-cashing, long-distance calling, store membership, and library cards.
FACT: Did you know? It is estimated that as many as nine million Americans have their identities stolen each year.
You Will Need
A list of your walletu2019s contents
Your local law enforcement agency
A computer with internet access
The DMVu2019s phone number
Your bank and credit card issuersu2019 contact information
The Social Security Officeu2019s contact information
Contact information for any other agency with your personal information