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How to Teach Kids Financial Literacy

Millions of Americans are in deep debt -- without understanding how it happened or how to fix it. Help our youth create a better future for themselves by volunteering with Junior Achievement to teach financial literacy.


  • Step 1: Contact Junior Achievement Contact Junior Achievement, a nonprofit organization dedicated to teaching young people work readiness and financial literacy, through Tell them you'd like to volunteer with one of their programs at a local school. You don't need a financial background or special degree. JA makes it easy by providing the curriculum and training you.
  • Step 2: Ask about a local school Talk with your local JA chapter to find out where they're active, and ask how you can get involved. If JA is already working at a local school you're familiar with, volunteer to teach the program there.
  • Step 3: Get training Attend a short training session. Training sessions make it easy, providing step-by-step materials for you to use.
  • Step 4: Start teaching! Start teaching! Don't be nervous: children are excited to have a volunteer in the classroom, and eager to hear what you have to say.
  • TIP: Consider asking friends to volunteer for JA, too -- either teaching their own classes or teaming up with you.
  • Step 5: Help the kids of family and friends If there's no JA program in your community, or if you just want to do more, consider helping children of family and friends. Check out the materials JA developed on financial literacy at "":
  • Step 6: Be fulfilled Be fulfilled. Volunteers repeatedly say how rewarding it is to see kids begin to understand the basics of managing their money. Remember, it doesn't take a lot of time to impact someone's life.
  • FACT: In a recent JA study, 83 percent of teens said the best time to learn money management is in grades K through 12.

You Will Need

  • Junior Achievement
  • Cooperative school
  • Training session

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