- Step 1: Search for privately owned housing Search for privately owned apartments that offer lower rent for low-income tenants. Visit the U.S. Department of Housing and Urban Development's website at hud.gov to search for apartments in your area.
- Step 2: Apply for public housing Contact your local city or county housing authority about public housing if you are disabled, elderly, a low-income family, or have been displaced by government action or a disaster. Public houses are publicly owned and typically feature affordable rent.
- Step 3: File for Section 8 File for a Section 8 housing voucher with the Public Housing Administration, or PHA. With a housing voucher, your rent is set at 30 percent of your income, and the voucher covers the rest. You sign a lease with the landlord, and the landlord signs a housing assistance payments contract with the PHA.
- TIP: Be prepared to pay a security deposit if the landlord requires it.
- Step 4: Check with the state Check with your state government for rental assistance in your area.
- Step 5: Ask for help Contact a HUD-approved housing counseling agency, or call HUD at 800-569-4287 if you need advice about getting rental assistance.
- FACT: President Lyndon Johnson signed the Civil Rights Act of 1968, which included the Fair Housing Act that prohibited discrimination in the sale, rental, and financing of housing.
You Will Need
- Private housing
- Public housing
- Section 8 voucher
- HUD-approved housing counseling agency
- Security deposit (optional)