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How To Pay Your Bills Online

Stop using snail mail and kissing your stamps goodbye every month. Join the 21st century and pay online safely and, most importantly, for free.


  • Step 1: Check in periodically to ensure any recurring payments are going out on time and for the correct amount. Your account number may change or payments may increase or decrease, which could result in a late or missed payment.
  • Step 2: Pay your bills directly to the company you owe on their website by entering a credit card number or authorizing a withdrawal from your checking account. Have your checkbook handy to enter the routing and account numbers. Smile when you think of the time you've saved yourself.
  • FACT: A small credit union, Stanford Federal Credit Union of Stanford, California, was the first financial institution to offer internet banking services in October 1994.
  • TIP: Schedule payments for at least two days before the payment is due to allow time for processing.
  • Step 3: Select a one-time payment for bills that vary monthly or set a date for a recurring payment for bills that are the same amount each month.
  • Step 4: Pay all your bills directly from your bank account if your bank offers free online banking and payments. Simply enroll for online bill pay through your bank's website.
  • TIP: Consider switching to banks that offer free online bill pay.
  • Step 5: Add each of your payees in your bank account in the bill pay section, which will prompt you for the company's name, account number, and payment address.
  • Step 6: Have copies of all your bills on hand. Separate them into bills you pay on a regular basis, such as credit card bills, utilities such as gas and electric, and loans and bills you don't pay on a regular basis.

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