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How to Save on Bills at Home

Finding ways to economize with monthly household bills is largely a matter of learning to get by with less. The trick is to do it painlessly.


  • Step 1: Examine your bills for cable, internet, magazines and other subscriptions, and Netflix or other entertainment membership services. Decide whether you use these things. If you do, can you downgrade to cheaper memberships? Cut the fat, and don't spend all your savings in one place.
  • FACT: The average energy bill for a typical single family home in the U.S. for 2009 was $2,200.
  • Step 2: Optimize your insurance policies. You may be able to safely downgrade your health insurance policy, or find lower premiums for your homeowner and auto insurance. Consider raising your deductibles.
  • Step 3: Reduce your phone bills. Ask yourself how much you use your cellphone calling plan features -- a prepaid plan may meet your needs just as well. Compare the prices of plans, and sign up for one that best meets your needs.
  • TIP: Insulate yourself at home by wearing seasonally appropriate clothing in the winter months. You won't have to turn the thermostat up as high.
  • Step 4: Save on your water bill by making sure none of the faucets or showerheads in your home leak or drip, and install a low-flow showerhead. Water your yard in the early morning to prevent water loss due to evaporation.
  • Step 5: Reduce your home's energy usage. Replace incandescent light bulbs with compact fluorescent light bulbs and turn off all lights and unplug appliances when you are not using them. Install an insulation blanket around your hot water heater to keep in the heat.

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